US dollar Performance

1 US dollar Performance July 2018. Zurich fund information (as at 30/06/2018) Fund objective The US dollar Performance fund aims to provide long-term capital growth. The exposure to fixed- Launch date 01/03/1988. interest securities is lower than that of the Blue Chip investment choice. Current bid USD Fund size(m) USD (as at 29/06/2018) Fund information This investment choice is a portfolio internally managed by Zurich on a discretionary basis. The FE sector Mixed Investment investment policy is overseen by Columbia Threadneedle Investments according to investment 40%-85% Shares mandates set and controlled by Zurich. ZIL fund management charge* Fund currency USD Fund commentary (as at 31/03/2018). A large portion of the portfolio is invested in US equities, with a smaller allocation to US government Fund manager Alex Lyle bonds, which produced a negative return in Q1. It was also a challenging quarter for US equities. Investment house Columbia The Federal Reserve raised US interest rates, new Fed chairman Jerome Powell sounded a hawkish Threadneedle note in his testimony to Congress, and President Trump adopted a more protectionist stance, Investments triggering fears of a trade war.

2 We realised some gains on emerging market equities and lowered Crown rating . the global equity income exposure. We used the lower market levels to add to the US, Europe and Risk rating** 3 Japan, where corporate earnings should grow strongly in 2018. In fixed income, we reduced the .. Top ten holdings (as at 31/03/2018) position in European high yield bonds. Microsoft Corporation Source:Columbia Threadneedle Investments Apple Inc.. Alphabet Inc. Class A , Inc. Assets (as at 31/03/2018). JPMorgan Chase & Co. US equities Bank of America Corporation Berkshire Hathaway Inc. Class B US bonds Boeing Company European equities UnitedHealth Group Incorporated Xcel Energy Inc. Japanese equities Source: Columbia Threadneedle Investments Other equities .. UK equities * Please note, this charge is deducted daily before Cash calculating the unit price. This does not include any product charges. For further information on product Other bonds charges, please refer to the relevant policy terms and conditions.

3 FE Crown Fund Ratings is a quantitative based ratings system founded on historical Performance , volatility and consistency. Funds are ranked against a relative Source:Columbia Threadneedle Investments benchmark chosen by FE with the lowest-rated funds carrying a single crown, and the highest awarded five crowns. Funds without a three-year track record are not rated. However, in some cases a rating is applied to funds whose underlying fund carries a three-year track record. FE Crown Ratings are produced solely by FE and its accuracy or completeness cannot be guaranteed. **The risk descriptions and ratings provided are intended as a guide only and should not be relied on in isolation to make investment decisions. Risk ratings are calculated and provided by a third party and are not a recommendation by Zurich as to the suitability of a fund for investment. For more details on risk ratings please refer to our investment brochure. This factsheet is for information only and is written assuming you are familiar with investment terminology.

4 It has been provided to help you understand how the fund is invested and performing. It should not be used for making investment decisions. Please contact your relevant financial professional for further explanation or advice if you want to know if this fund is, or remains, appropriate for you. Zurich International Life US dollar Performance July 2018. Things you need to know Cumulative Performance (as at 30/06/2018). Zurich International Life is a business name of Zurich 1 mth 3 mths 6 mths 1 year 3 years 5 years 10 years Since inception International Life Limited.. % growth .. Zurich International Life Limited is fully authorised under Sector the Isle of Man Insurance Act 2008 which ensures that .. Quartile 3 2 2 1 2 1 1 - the Company has sound and professional management .. and provision has been made to protect policy owners. Rank 363/563 255/559 187/554 14/522 124/426 46/345 54/234 - .. For life assurance companies authorised in the Isle of 3 year statistical fund data (as at 30/06/2018).

5 Man, the Isle of Man's Life Assurance (Compensation of Monthly volatility Policyholders) Regulations 1991, ensure that in the event .. of a life assurance company being unable to meet its Best 3 month return .. liabilities to its policy owners, up to 90% of the liability to Worst 3 month return the protected policy owner will be met.. Source: FE, figures to 30/06/2018, bid to bid gross in USD. Past Performance is not a guide to Planholders will not have the protection of the UK future Performance . Financial Services Compensation Scheme. Discrete Performance (as at 30/06/2018). Nothing contained in this factsheet should be intended as Jun 13 Jun 14 Jun 15 Jun 16 Jun 17. an offer to invest. Anyone considering investing in this -Jun 14 -Jun 15 -Jun 16 -Jun 17 -Jun 18.. fund should seek professional guidance. This information % growth is only a summary and may be subject to change without .. Sector notice. It was obtained from what we believe to be.

6 Reliable sources. However, its accuracy and completeness Quartile 1 3 3 2 1.. cannot be guaranteed. Neither Zurich International Life Rank 9/343 232/388 256/426 201/469 14/522.. nor any associated companies or representatives can accept responsibility for any errors or omissions. Source: FE, figures to 30/06/2018, bid to bid gross in USD. Percentage growth figures are for discrete years, for example Jun 13-Jun 14 equals 30/06/2013 to 30/06/2014. Quartile and rank For further information about this fund, please refer to are based on the FE sector category as highlighted on page 1. Past Performance is not a guide to future Performance . the charts on page one. For further details about our funds and charges, please refer to the 'Investments-your Fund Performance vs benchmark and/or sector, 5 years/since inception guide' brochure, a copy of which is available on request. Zurich International Life Limited is registered (Registration ) under UAE Federal Law No.

7 6 of 2007 and its activities in the UAE are goverened by such law. Zurich International Life Limited is registered in Bahrain under Commercial Registration No. 17444 and is licensed as an Overseas Insurance Firm Life Insurance by the Central Bank of Bahrain. Zurich International Life Limited is authorised by the Qatar Financial Centre Regulatory Authority. Zurich International Life Limited (Singapore branch) is Jul 13 Oct Jan 14 Apr Jul Oct Jan 15 Apr Jul Oct Jan 16 Apr Jul Oct Jan 17 Apr Jul Oct Jan 18 Apr licensed by the Monetary Authority of Singapore to US dollar Performance Sector conduct life insurance business in Singapore. Member of 28/06/2013 - 29/06/2018 Powered by data from FE. the Life Insurance Association of Singapore. Member of Source: FE as at 30/06/2018, bid to bid gross in USD. Past Performance is not a guide to the Singapore Financial Dispute Resolution Scheme. future Performance . Calls may be recorded or monitored in order to offer Past Performance is not a guide to future Performance .

8 The value of any investment additional security, resolve complaints and for training, and the income from it can fall as a result of market and currency fluctuations and you administrative and quality purposes. could get back less than the amount originally invested. Performance figures include the deduction of the Zurich International Life (ZIL) fund management charge. For information or to see our full range of funds, go to our website Zurich International Life is a business name of Zurich International Life Limited which provides life assurance, investment and protection products and is authorised by the Isle of Man Financial Services Authority. Registered in the Isle of Man number 20126C. Registered office: Zurich House, Isle of Man Business Park, Douglas, Isle of Man, IM2 2QZ, British Isles. Telephone +44 1624 662266 Telefax +44 1624 662038 Zurich International Life Limited acting through its Singapore branch at Singapore Land Tower #29-05, 50 Raffles Place, Singapore 048623.

9 Telephone +65 6876 6750 Telefax +65 6876 6751. Registered in Singapore No. T05FC6754E.