Verification of Deposit Expedited/Overnight Document ...

1 August 2019 | 0145 All rights reserved Achieva Credit Union 2019 Insured by NCUA. Equal Housing locations to serve locations and hours call Box 1500 Dunedin, FL 34697 ConsumerSchedule of FeesEffective August 1, 2019 Other Fees & Services ContinuedCoin ProcessingMembers (personal use)FreeNon-members10% of totalEscheat Processing Fee$25 Bad Address Processing Fee$10 monthlyCollection Item or Foreign CheckVariesGarnishment or Levy$100 per occurrenceVerification of Deposit $15 eachExpedited/Overnight Document Services$40 eachDuplicate TitleVariesGift Card$5 eachHSA/IRA Processing Fee (when transferred to another institution)$25 Late Payment Achieva Consumer Loan$35 eachLoan Pay-off Document ProcessingAuto, consumer, other$25 Mortgage$25 Loan Coupon Replacement Fee (for 12 months)

2 $5 Out of State Loan Fee$200 Medallion Signature Guarantee STAM P $25 Subordination Fee$250* Additional fees may be charged by other institutions for items such as wire transfers, foreign check collection, etc.** Contact your local branch for ServicesMoneyLine (phone account access)FreeOnline BankingFreeOnline Bill PayFreeeStatements & AlertsFreeAccountsSimply Savings Minimum to open is $1No monthly maintenance feeRegular Money MarketMinimum to earn interest is $2,000No monthly maintenance feePremier Money Market Minimum to earn interest is $2,000No monthly maintenance feeRelationship Money MarketMinimum to earn interest is $25,000No monthly maintenance fee Health Savings Account (HSA)No monthly maintenance feeAchieva Checking Plus Premium benefits, earn high-yield interest$ monthlyAchieva Checking No monthly maintenance feeLifetimeMembership Fee $15(waived for members 22 years old or under)

3 Inactive Account After 12 months of inactivity $10 monthly Early Account Closure Fee (within 180 days of opening) $25 per occurrence Relationship Low Balance Fee $10 monthlyDoes not apply if combined average daily balance on all Deposit accounts is $250+ and/or the relationship includes an open loan, e-statements, and/or primary member is 22 years old or under, or 62 and older. Remove Joint Owner from Account $25 Safe Deposit BoxesSafe Deposit Boxes**Annual Rental Fee3 x 5 $503 x 10$655 x 10$9010 x 10 $125 Drilling FeeVariesLate Payment$25 after 30 daysInventory of Box Contents (drilling fee may apply) $25/hourACH and Wire ServicesACH Origination & TerminationFree(electronic debits & credits)Originated ACH Return Fee $5 ACH Stop Payment$34 eachWire Transfers*Domestic Incoming*$12 eachDomestic Outgoing$25 eachInternational Incoming*$12 eachInternational Outgoing$50 eachOther Fees & ServicesOfficial CheckFree for Checking Plus members$6 eachReturned Deposit or Cash Items,or Returned Loan PaymentsAccount owner$34 eachNon-Account owner$15 eachCheck Cashing$5 eachIf current aggregate balance is more than $250 FreeNon-members$5 eachTemporary ChecksPrinted in-branch$5/sheetInternal Auto Refinance$200 Account ServicesPaper Statements (waived for members under 22 years old)

4 $3/cycleStatement Copy, Check Copy, Tax Forms, or Account History Printout Online banking copies$5 eachFreeAggregated Electronic CheckImages$3/statementOverdraft Fee$8 eachReturn Item (NSF) Fee (Returned non-sufficient funds items)$34 each Courtesy Pay Fee (Paid Items) $34 each(applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means)Stop Payment (service available online)$34 eachAccount Research and/or Reconciliation (includes network or ATM camera photos, fraud research, loan audit)$25/hour (1-hr. min.)ID Safe Choice (current accounts only)$ monthlyATM TransactionsAchieva ATMsFreeNon-Achieva ATMs Any transaction or inquiry$ eachATM Deposit adjustment$5 eachNon-negotiable/false/empty envelope ATM Deposit $35 eachInternational ATM/Debit POST ransaction Fee1%Replace Credit or Debit Card Rush charge, each cardFree$25 Consumer Schedule of Fees effective