Voya Intermediate Bond Fund - Class R

1 voya Intermediate bond fund - Class RRelease Core-Plus BondInvestment Objective & StrategyFrom the investment's prospectusThe investment seeks to maximize total return through income and capital appreciation. Under normal market conditions, the fund invests at least 80% of its net assets (plus borrowings for investment purposes) in a portfolio of bonds, including but not limited to corporate, government and mortgage bonds, which, at the time of purchase, are rated investment-grade ( , rated at least BBB- by S&P Global Ratings or Baa3 by Moody's Investors Service, Inc.) or have an equivalent rating by a nationally recognized statistical rating organization ("NRSRO"), or are of comparable quality if unrated.

2 Past name(s) : ING Intermediate bond and RiskVolatilityas of 03-31-20 LowModerateHighInvestmentCategoryRisk Measures as of 03-31-20 Port AvgRel BC AggrRel Cat3 Yr Std Yr RisksLending, Credit and Counterparty, Extension, Prepayment(Call), Currency, Emerging Markets, Foreign Securities, Lossof Money, Not FDIC Insured, Capitalization, QuantitativeInvesting, Active Management, Issuer, Interest Rate, Market/Market Volatility, Bank Loans, High-Yield Securities,Mortgage-Backed and Asset-Backed Securities, MunicipalObligations, Leases, and AMT-Subject Bonds, Restricted/Illiquid Securities, Underlying fund / fund of Funds, Obligations, Derivatives, Fixed-IncomeSecurities, China Region, Credit Default Swaps, FinancialsSectorImportant InformationMorningstar Investment Profiles must be accompaniedby Morningstar Disclosure and or their affiliates may pay compensation to voya affiliates offering a fund .

3 Such compensation may be paid outof distribution, service and/or 12b-1 fees that are deductedfrom the fund 's assets, and/or may be paid directly by thefund's affiliates. Any fees deducted from fund assets arediscussed in the fund 's prospectus and disclosed in the fundfact sheet. Because these fees are paid on an on-going basis,over time these fees will increase the cost of your investmentand may cost you more than paying other types of salescharges. If offered through a retirement program, additionalfees and expenses may be charged under that program. NOTA DEPOSIT. NOT FDIC INSURED. NOT INSURED BY ANYFEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THEINSTITUTION. MAY GO DOWN IN AnalysisComposition as of 03-31-20% Fixed Income Style Box as of 03-31-20 HighMedLowLtd Mod ExtAvg Eff Eff 10 Holdings as of 03-31-20% AssetsUltra 10 Year US Treasury Note Future Year Treasury Note Future June 20 US Treasury bond Future June 20 Year Treasury Note Future June 20 Year Treasury Note Future June 20 Treasury bond Future June 20 States Treasury Notes States Treasury Bonds National Mortgage Associat States Treasury Notes F-I Sectors as of 03-31-20% fund Cash/Cash Analysis.

4 % Bonds as of 03-31-20 AAA41BB8AA6B5A16 Below B2 BBB23 Not Rated0 OperationsGross Prosp Exp of fund assetsNet Prosp Exp of fund assetsManagement Fee(s) Inception Date03-16-04 Total fund Assets ($mil)8, Turnover Ratio % Family NameVoyaWaiver DataTypeExp. Date%..Portfolio Manager(s)Matthew Toms, CFA. Since Parrish, CFA. Since Investments, LLCS ubadvisorVoya Investment ManagementCo. LLCN otesThe adviser is contractually obligated to limit expenses to for Class R shares through August 1, 2020. The limitation doesnot extend to interest, taxes, investment-related costs, leverage expenses, extraordinary expenses, and Acquired fund Fees andExpenses. This limitation is subject to possible recoupment by the adviser within 36 months of the waiver or or modification of this obligation requires approval by the fund 's board.

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