Transcription of Basic Ratemaking Version 5 May 2016 2
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Basic Ratemaking Version 5 May 2016 2
Basic Ratemaking . Fifth Edition, May 2016. Geoff Werner, FCAS, MAAA. Claudine Modlin, FCAS, MAAA. Willis Towers Watson With significant contributions from: Alice Gannon, FCAS, MAAA; Serhat Guven, FCAS, MAAA; Christine Gennett, ACAS, MAAA; Jeff Kucera, FCAS, MAAA; Brett Nunes, ASA, MAAA; and Dave Otto, FCAS, MAAA. Casualty Actuarial Society, 2016. Basic Ratemaking Geoff Werner, FCAS, MAAA and Claudine Modlin, FCAS, MAAA. Willis Towers Watson With significant contribution from: Alice Gannon, FCAS, MAAA; Serhat Guven, FCAS, MAAA;. Christine Gennett, ACAS, MAAA; Jeff Kucera, FCAS, MAAA;. Brett Nunes, ASA, MAAA; Dave Otto, FCAS, MAAA. Version 5, MAY 2016. Copyright Casualty Actuarial Society, 2016. This text outlines Basic property/casualty insurance Ratemaking concepts and techniques. It is intended to be a single educational text to prepare actuarial candidates practicing around the world for Basic Ratemaking . A key concept in the text is the fundamental insurance equation, which balances the expected future income and outgo of an insurance operation.
are rules, rate pages, rating algorithms, and underwriting guidelines. The chapter also includes three rating manual examples for different insurance lines of business. Chapter 3 discusses ratemaking data, both internal and external to the insurance company, and introduces methods of data organization.
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