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CalPERS Medicare Enrollment Guide

Medicare Enrollment GuideA practical Guide to understanding how CalPERS and Medicare work togetherInformation as of August 2016 About CalPERSCalPERS is the largest purchaser of public employee health benefits in California, and the second largest public purchaser in the nation after the federal government. Our program provides benefits to more than million public employees, retirees, and their families. At CalPERS , we understand that making decisions about your health care can be a complex and important process. We have designed this publication to help you understand how your Medicare benefits work with your CalPERS health benefits. Depending on where you reside or work, your health plan options may include: Health Maintenance Organization (HMO) Preferred Provider Organization (PPO) Exclusive Provider Organization (EPO) (for members in certain California counties)Each type of plan works with Medicare to provide health coverage.

next enrollment period. You may be subject to a federal late enrollment penalty and your premium may be higher. You may experience a lapse in your CalPERS health coverage. • If CMS disenrolls you from Part B for non-payment of the Part B premium, your enrollment in the CalPERS Medicare health plan will be cancelled.

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  Late, Enrollment, Penalty, Calpers, Late enrollment penalty

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