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Chapter 7. Loans Requiring Special Underwriting, …

VA Pamphlet 26-7, Revised Chapter 7- Loans Requiring Special underwriting , guaranty and Other Considerations 7-1 Chapter 7. Loans Requiring Special underwriting , guaranty and Other Considerations Overview Introduction This Chapter contains information about Loans Requiring Special underwriting , guaranty , and other considerations. In this Chapter This Chapter contains the following topics. Topic Topic See Page 1 Joint Loans 7-2 2 Construction/Permanent Home Loans 7-13 3 Energy Efficient Mortgages (EEMs) 7-16 4 Loans for Alteration and Repair 7-22 5 Supplemental Loans 7-23 6 Adjustable Rate Mortgages (ARMs) 7-27 7 Graduated Payment Mortgages (GPMs) 7-29 8 Growing Equity Mortgages (GEMs) 7-34 9 Loans Involving Temporary Interest Rate Buydowns 7-35 10 Farm Residence Loans 7-38 11 Loans for Manufactured Homes Classified as Real Estate 7-40 12 Loans to Native American Veterans on Trust Lands 7-43 VA Pamphlet 26-7, Revised Chapter 7- Loans Requiring Special underwriting , guaranty and Other Consider

VA Pamphlet 26-7, Revised Chapter 7-Loans Requiring Special Underwriting, Guaranty and Other Considerations 7-3 1. Joint Loans, Continued c. Terminology

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