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CIBC Credit Card Summary of Annual Interest …

11995-2018/06. Page 1 of 3. CIBC Credit card Summary of Annual Interest Rates and Fees Annual Cash Advances, Interest card Product Purchases Balance Transfers and Rates Convenience Cheques CIBC Select Visa* All other CIBC Personal Credit Cards (except CIBC Select Visa). These Interest rates are in effect on the date your Credit card Account is opened. If you do not make your Minimum Payment by the payment due date 2 times in any 12 month period, your Interest rate will increase to on Purchases and on Cash Advances, Balance Transfers and Convenience Cheques ( for Purchases, Cash Advances, Balance Transfers and Convenience Cheques for CIBC Select Visa) for at least 6 months.

11995-2018/06 Page 3 of 3 Additional Disclosures More Information about Interest and the Grace Period: When interest is charged on a new Purchase, it is charged from its Transaction date. Interest is charged on Cash Advances from the date they are taken.

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