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Personal Account Agreement (8249-2017/06)

8249 P-2017/06 Page 1 of 9 Personal Account AgreementContentsPart I - terms and conditions for your Personal Deposit II - General terms and III - 9 This Agreement applies to the Personal deposit accounts you open with us and should be read together with the DisclosureDocumentation. Signing the Signature Card or opening or using your Account means that you received, read, understood andagree to this I - terms and conditions for your Personal Deposit Account1. Overview: This Agreement and the Disclosure Documentation describe the terms that apply to the Personal deposit accounts youopen with Access to your Accounts: You can access your Account in a variety of ways, including using: cheques; pre-authorized debits; online banking (the CIBC Electronic Access Agreement , as amended, supplemented or replaced from time to time, will apply to alltransactions you perform using online banking); telephone banking; and Account withdrawals (the CIBC Convenience Banking Service Agreement , as amended, supplemented or replaced from time totime, will apply to all transactions you perform using ABMs).

8249 P-2017/06 Page 1 of 9 Personal Account Agreement Contents Part I - Terms and Conditions for Your Personal Deposit Account.....1

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