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CREDIT SCORING APPROACHES GUIDELINES - World Bank

CREDIT SCORING . APPROACHES GUIDELINES . 2019 The World Bank Group 1818 H Street NW. Washington, DC 20433. Telephone: 202-473-1000. Internet: All rights reserved. This volume is a product of the staff of the World Bank Group. The World Bank Group refers to the member institutions of the World Bank Group: The World Bank (International Bank for Reconstruction and Development);. International Finance Corporation (IFC); and Multilateral Investment Guarantee Agency (MIGA), which are separate and distinct legal entities each organized under its respective Articles of Agreement.

as the pricing of financial services to reflect the risk profile of the consumer or business and the setting of credit limits. Credit scoring is also used to determine minimum levels of regulatory and economic capital, support customer relationship management, and, in certain countries, solicit prospective consumers and businesses with offers.

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