Transcription of INTEGRATED ANNUAL REPORT 2017 - TUHF
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INTEGRATED ANNUAL REPORT 2017 - TUHF
INTEGRATED ANNUAL REPORT 2017c I TUHF I BACKING ORDINARY PEOPLE, DOING EXTRAORDINARY THINGS1 Our vision1 About TUHF1 Feedback2 ABOUT THIS REPORT2 Scope and boundary2 Assurance2 Board responsibility and approval2 Forward-looking statements4 WHY INVEST IN TUHF?6 WHY INNER CITIES?8 LEADERSHIP OVERVIEW10 Chairman s review12 CEO s review15 BUSINESS OVERVIEW16 Our national footprint18 Group structure19 HOW TUHF CREATES VALUE20 Strategy22 Business model24 Development impact report26 Our people28 Our stakeholders being an invested partner30 Material matters32 PERFORMANCE OVERVIEW34 Chief financial officer s review37 CORPORATE GOVERNANCE REPORT38 Our board of directors40 TUHF governance structure44 Governance framework45 Boards of directors49 Audit and risk committee report51 Social and ethics committee report52 Remuneration committee report54 ANNUAL FINANCIAL STATEMENTS99 Glossary100 Contact
ABOUT TUHF We are the leading providers of commercial property finance for entrepreneurs in the inner cities of South Africa. Our finance and support enable
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