Transcription of Joint European Supervisory Authority response
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Joint European Supervisory Authority response
ESA 2022 01. 31 01 2022. Joint European Supervisory Authority response to the European Commission's February 2021 Call for Advice on digital finance and related issues: regulation and supervision of more fragmented or non-integrated value chains, platforms and bundling of various financial services, and risks of groups combining different activities Contents List of figures and text boxes .. 3. Abbreviations .. 4. Executive summary .. 6. Background and methodological approach .. 10. 1 Market developments .. 15. Fragmented or non-integrated value chains .. 15. Platforms and bundling of various financial 19. Groups combining different 27. 2 Opportunities and risks .. 33. Opportunities .. 33. 34. 3 Recommendations .. 44. 44. Insurance .. 99. Annex 1. References .. 103. Annex 2. Glossary .. 109. 2. List of figures and text boxes Figure 1: Booming public cloud services .. 17. Figure 2: Global footprint of selected MAGs worldwide .. 28.
distance marketing of consumer financial services and amending Council Directive 90/619/EEC and Directives 97/7/EC and 98/27/EC, OJ L 271, 09/10/2002. 4 European ommission, ^EU Supervisory Digital Finance Academy: Strengthening Supervisory Capacity in innovative Digital Finance _, E website.
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