Transcription of Module 6: Programs and Products - Refinance
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Module 6: Programs and Products - Refinance
The information in this document is current as of the Last Update date noted above. This document does not establish or modify the policy contained in FHA s Handbooks and Mortgagee Letters in any Family Housing Policy Handbook : Title II Insured Housing Program Forward Mortgages Origination through Post-Closing/EndorsementModule 6: Programs and Products -RefinanceAs of June 30, 2016 Presented by:Kevin Stevens, DirectorSingle Family Housing, Home Mortgage Insurance Division2 FHA s Office of Single Family Housing Training Module23 FHA s Office of Single Family Housing Training ModuleIntroductionThe Programs and Products Refinances section of the Handbook provides Mortgagees FHA s underwriting requirements for the following allowable Refinance transactions: Cash-Out Refinances No Cash-Out Refinances Rate and Term Refinances Simple Refinances Streamline Refinances Negative Equity Positions Program (Short Refi)4 FHA s Office of Singl
5 FHA’s Office of Single Family Housing Training Module Types of Refinances • Cash-Out Refinance: –A Cash-Out Refinance is a refinance of any Mortgage or a withdrawal
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