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Q3 INTERIM MANAGEMENT STATEMENT

4 •Solid net income performance, 5% ahead of Q2 and 8% ahead of prior year to date-NII £2.9bn in Q3, with AIEAs £447bn and NIM 255bps-Other income £1.3bn; operating lease depreciation £111m•Operating costs slightly up YTD given variable pay •Underlying asset quality strong with net impairment credit •Statutory profit before tax of £5.9bn YTD, significantly ahead of

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