Freddie Mac Home Possible Mortgages
1-unit fixed-rate mortgages that are purchase transactions 660 1-unit fixed-rate mortgages that are “no cash-out refinance transactions 680 • See Guide Section 4501.8 (b) for additional underwriting requirements for manually underwritten mortgages.
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Guide to PC, Giant & Tax Reporting - Freddie Mac
www.freddiemac.comVersion 2.3 (Effective 4-24-2018); Date last updated 4-24-2018 2 Disclosure Guide TABLE OF CONTENTS INTRODUCTION 3 TIMING AND FREQUENCY OF DATA 6
Manufactured Homes Underwriting Reminders - …
www.freddiemac.comManufactured Homes Underwriting Reminders Guide
Form 90 - Freddie Mac
www.freddiemac.comTitle: Form 90 Author: Freddie Mac Subject: Verbal Verification of Employment Keywords "verbal verification of employment, verbal VOE," Created Date
Federal Home Loan Mortgage Corporation Act
www.freddiemac.comSEC. 301. SHORT TITLE AND STATEMENT OF PURPOSE (12 U.S.C. §1451 note) (a) This title may be cited as the “Federal Home Loan Mortgage Corporation Act.”
Selection and Use of Credit Scores - Freddie Mac
www.freddiemac.comJuly 2017 www.FreddieMac.com/learn/ Page 2 Selection and Use of Credit Scores Indicator Scores Definition: The Indicator Score is the one Underwriting Score identified to represent the eligibility of the mortgage
Fraud Mitigation Prevention Best Practices - …
www.freddiemac.comFraud Mitigation Best Practices July 2016 Page 4
Summary of Upcoming Requirement Changes - …
www.freddiemac.comThis information is not a replacement or substitute for information found in the Single-Family Seller/Servicer Guide or terms of your Master …
Freddie Mac Investor Presentation
www.freddiemac.com© Freddie Mac 8 On August 17, 2012, the Conservator, acting on our behalf, and Treasury entered into a third amendment to the Purchase Agreement.
NEW YORK CONSOLIDATION, EXTENSION AND …
www.freddiemac.comNEW YORK CONSOLIDATION, EXTENSION AND MODIFICATION AGREEMENT Sellers often document refinance Mortgages secured by property located in New York State
Appraisal Review Reminders - Freddie Mac Home
www.freddiemac.comJune 2018 www.FreddieMac.com/learn Page 3 Appraisal Review Reminders • If there are adverse conditions, the appraiser provided comparable sales …
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Section 2.01 - Agency Loan Programs
www.stmpartners.comFully Amortizing Fixed Rate, and Fully Amortizing 5/6-Month, 7/6-Month, and 10/6-Month SOFR ARMs. Agency Plus Select: Fully Amortizing Fixed Rate All DU processed loans must receive a DU “Approve/Eligible” or an acceptable DU “Approve/Ineligible” recommendation.
Easy Documentation
ec-tpo-com-assets.s3.us-west-2.amazonaws.comReserves (Rate/Term) • Reserves are waived, if: • 0x30x12 • 10% P&I savings • Owner Occ • Max DTI 50% No Credit Event 90% 80% Residual Income • $2,500 required when DTI > 45% Credit Event 3+ Years: 90% 80%: Impounds • Escrows are required on HPML loans • HPML not applicable to Investments Credit Event 2+ Years: 85% 75%