Freddie Mac Refinance Programs
of a land contract or contract for deed. If the Mortgage being refinanced is a First Lien, conventional Mortgage currently owned by Freddie Mac in whole or in part or securitized by Freddie Mac, the Mortgage may be eligible for higher LTV/ TLTV/HTLTV ratios (refer to Guide Section 4203.4) if the following requirements are met:
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