INTEREST RATES - July 16, 2018 to August 15, 2018

1 PRODUCTS CURRENTLY AVAILABLE FOR SALE Effective1/15/2019 INTEREST /CapParticipationInterest/CapPar ticipation RateRateRateRateno cap145%no cap145%no cap120%no cap120%no cap100%no cap100%no cap115%no cap117%no cap100%no cap100%no cap67%no cap67% Term InterestFixedRate (New Money)Annual Point to PointMonthly AverageMonthly CapEffective Date:1/16/20191/16/20191/16/20191/16/201 91/16/201910 (Portfolio)Annual Point to PointMonthly AverageMonthly CapEffective Date:1/16/20191/16/20191/16/20191/16/201 910 guaranteed minimum surrender value of contracts will be of all net premiums (less any withdrawals) accumulated at New Money7 Year10 Year4. We will no longer accept life only single premium immediate annuities over age 74. Any immediate annuity application on an individual 75 years or older must be for a minimum of life and 10 year Monthly AverageGoldman Sachs 3-Year Point to PointGoldman Sachs 2-Year Point to PointGoldman Sachs 1-Year Point to PointS&P Annual Point to PointJP Morgan 3-Year Point to PointJP Morgan 2-Year Point to PointJP Morgan 1-Year Point to PointINTEREST RATES - January 15, 2019 to February 15, 2019 All INTEREST RATES are subject to change.

2 Products are not available in all states. Please consult the Lafayette Life web site ( ) for state specific information. RATES in green represent an increase in RATES , RATES in red represent a decrease in RATES . 3. Automatic acceptance of premiums received in any policy year for FPDA's will be limited to the contractual maximums stated in the annuity policy forms. Aggregate premiums in excess of these limits will need written approval from an officer of the Before soliciting or taking any annuity applications, you are required to complete Lafayette Life's Annuity Training and any Continuing Education Courses as required by your State Insurance RATES (Portfolio)Marquis SPThe guaranteed minimum surrender value of contracts will be of all net premiums (less any withdrawals) accumulated at Marquis SP policies funded by 1035 exchanges and qualified transfers will receive the RATES in effect upon the application sign date ( rate lock ), while Marquis SP policies funded by "cash with app" will receive the RATES in effect upon the policy date.

3 To qualify for rate lock, all paperwork must be received in good order within 10 calendar days of the application sign date and all premium must be received within 60 days of the application sign date. Please see the agent reference manual for Sales of the 3 - 7 Year Fixed Period SPIA's have been suspended until further version of the Marquis Centennial 7 & 10 Cap RATES (New Money)LL-3528 (01/19)The Lafayette Life Insurance Company - 400 Broadway - Cincinnati, OH 45202-3341 - Financial Professional Use OnlyPRODUCTS CURRENTLY AVAILABLE FOR SALE (continued)Participation RateCap RateGuaranteedNew MoneyPortfolioRateRateRateEffective Date:1/16/20191/16/20191/16/20191/16/201 95 Term InterestFixedRate (New Money)Annual Point to PointMonthly AverageMonthly CapEffective Date:1/16/20191/16/20191/16/20191/16/201 91/16 (Portfolio)Annual Point to PointMonthly AverageMonthly CapEffective Date.

4 1/16/20191/16/20191/16/20191/16 Term InterestFixedRate (New Money)Annual Point to PointMonthly AverageMonthly CapEffective Date:1/16/20191/16/20191/16/20191/16/201 91/16 (Portfolio)Annual Point to PointMonthly AverageMonthly CapEffective Date:1/16/20191/16/20191/16/20191/16 412 Fully Insured business only. RATES also apply to existing Business2012 version of the Group Marquis Centennial - Qualified Markets OnlyOregon BusinessThe GMIR for new issues between 1/1/2019 and 3/31/2019 will be RATES (Portfolio) RATES also apply to existing RATES (New Money)For all new business in the following states: AL, AR, CT, DE, GA, IA, ID, KS, KY, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, NV, OK, OR, RI, SC, SD, UT, VA, VT, WA, WV, and Flex 5 - Qualifed Markets Only [412(e)(3)]The guaranteed minimum INTEREST rate for these contracts will be 3%.

5 2006 version of the Group Marquis Centennial - Qualified Markets OnlyCap RATES (New Money)For all new business in these states: AZ, CA, CO, HI, IL, IN, LA, MN, NJ, OH, PA, TN, WI and the District of RATES (Portfolio)Annual Point to PointThe guaranteed minimum surrender value of these contracts is 90% of premiums, less withdrawals, accumulated at 3%.The guaranteed minimum surrender value of these contracts will be of all premiums (less any withdrawals) accumulated at a guaranteed minimum INTEREST rate (GMIR) between 1% and 3%. The GMIR for new issues will be re-evaluated quarterly based off of the 5-year Constant Maturity Treasury (CMT) rate reported by the Federal (01/19)The Lafayette Life Insurance Company - 400 Broadway - Cincinnati, OH 45202-3341 - Financial Professional Use OnlyPRODUCTS CURRENTLY AVAILABLE FOR SALE (continued)Participation RateCap RateGuaranteedNew MoneyPortfolioRateRateRateEffective Date:1/16/20191/16/20191/16/20191/16 Money RatePortfolio RateMinimum GuaranteeEffective Date:1/16/20191/16/20191/16 of Policy Marquis Flex - Qualified Markets OnlyFixedNon-Oregon BusinessFor all new business in the following states: FL and RatePolicy YearAsset Retention Account INTEREST Rate: subject to changeMiscellaneous RATES - effective 1/16/2019 Loan INTEREST RATES are reset annually on the policy anniversary.

6 The rate applicable to all loans on a policy is from the table below based on the month of the policy anniversary that begins the policy year. The online illustration software will be automatically updated with the current SPIA INTEREST Premium Immediate Annuity (SPIA) INTEREST RatesOregon BusinessRates also apply to existing (Dynamic) Loan INTEREST RateVanguard 09 - Qualified Markets Only [Unisex] all new and existing guaranteed minimum INTEREST rate for these contracts will be 3%.Annual Point to PointLL-3528 (01/19)The Lafayette Life Insurance Company - 400 Broadway - Cincinnati, OH 45202-3341 - Financial Professional Use OnlyRENEWAL RATES FOR MARQUIS SP Effective1/15/2019 INTEREST /CapParticipationInterest/CapPar ticipation RateRateRateRateno cap135%no cap155%no cap110%no cap125%no cap75%no cap85%no cap110%no cap120%no cap90%no cap100%no cap65%no cap70% Effective1/15/2019 INTEREST /CapParticipationInterest/CapPar ticipation RateRateRateRateno cap115%no cap125%no cap90%no cap100%no cap65%no cap70%no cap90%no cap97%no cap72%no cap80%no cap50%no cap57% cap115%no cap115%no cap90%no cap90%no cap65%no cap65%no cap90%no cap92%no cap75%no cap75%no cap52%no cap52% cap115%no cap115%no cap90%no cap90%no cap65%no cap65%no cap90%no cap92%no cap75%no cap75%no cap52%no cap52% Annual Point to PointS&P Monthly Average(Renewal.)

7 Contracts that Swept on 2/14/18 and 2/27/18)7 Year10 YearGoldman Sachs 3-Year Point to PointGoldman Sachs 2-Year Point to PointGoldman Sachs 1-Year Point to PointJP Morgan 3-Year Point to PointJP Morgan 2-Year Point to PointJP Morgan 1-Year Point to PointGoldman Sachs 3-Year Point to PointGoldman Sachs 2-Year Point to PointGoldman Sachs 1-Year Point to PointS&P Annual Point to PointS&P Monthly AverageJP Morgan 2-Year Point to PointJP Morgan 1-Year Point to PointS&P Annual Point to PointS&P Monthly AverageJP Morgan 3-Year Point to PointJP Morgan 2-Year Point to PointJP Morgan 1-Year Point to Point(Renewal, Contracts that Swept on 2/14/15 and 2/27/15)7 Year10 Year10 Year(Renewal, Contracts that Swept on 2/14/17 and 2/27/17)7 Year10 Year(Renewal, Contracts that Swept on 2/14/16 and 2/27/16)7 YearJP Morgan 2-Year Point to PointJP Morgan 1-Year Point to PointGoldman Sachs 3-Year Point to PointGoldman Sachs 2-Year Point to PointGoldman Sachs 1-Year Point to PointS&P Annual Point to PointS&P Monthly AverageJP Morgan 3-Year Point to PointMarquis SPGoldman Sachs 3-Year Point to PointGoldman Sachs 2-Year Point to PointGoldman Sachs 1-Year Point to PointJP Morgan 3-Year Point to PointLL-3528 (01/19)The Lafayette Life Insurance Company - 400 Broadway - Cincinnati, OH 45202-3341 - Financial Professional Use OnlyDISCONTINUED AND SUSPENDED PRODUCTSS hort Term InterestRate FixedAnnual Point to PointMonthly AverageMonthly CapEffective Date:1/16/20191/16/20191/16/20191/16/201 91/16/201910 (Portfolio)Annual Point to PointMonthly AverageMonthly CapEffective Date.

8 1/16/20191/16/20191/16/20191/16/201910 Term InterestFixedRate (New Money)Annual Point to PointMonthly AverageMonthly CapEffective Date:1/16/20191/16/20191/16/20191/16/201 91/16/201910 Yr w/ (Portfolio)Annual Point to PointMonthly AverageMonthly CapEffective Date:1/16/20191/16/20191/16/20191/16/201 910 Yr w/ RateCap RateGuaranteedNew MoneyPortfolioRateRateRateEffective Date:1/16/20191/16/20191/16/20191/16/201 910 Point to Point Cap RATES (New Money)Cap RATES (New Money)Cap RATES (Portfolio)2012 version of the Marquis Centennial 7 & 10 The guaranteed minimum surrender value of these contracts will be of all net premiums (less any withdrawals) accumulated at a guaranteed minimum INTEREST rate (GMIR) between 1% and 3%. The GMIR for new issues will be re-evaluated quarterly based off of the 5-year Constant Maturity Treasury (CMT) rate reported by the Federal RATES (Portfolio)For existing business guaranteed minimum surrender value of these contracts is 90% of all net premiums (less any withdrawals) accumulated at 3%.

9 Marquis Advant-Edge 5 & 10 For existing business guaranteed minimum INTEREST rate is 2% for the first 10 policy years and 3% Premium Bonus was 5%, and it currently is credited with a fixed INTEREST version of the Marquis Centennial 3, 5, 7 & 10 and 10 with Premium Bonus Rider (PBR)LL-3528 (01/19)The Lafayette Life Insurance Company - 400 Broadway - Cincinnati, OH 45202-3341 - Financial Professional Use OnlyDISCONTINUED AND SUSPENDED PRODUCTS (continued)For existing business RateCap RateGuaranteedNew MoneyPortfolioRateRateRateEffective Date:1/16/20191/16/20191/16/20191/16/201 910 existing business RateCap RateGuaranteedNew MoneyPortfolioRateRateRateEffective Date:1/16/20191/16/20191/16/20191/16/201 910 existing business Rate1/16/20191/16/2019 Marquis Plus (Participation Rate 30%) RateFixedAB(New Money)(New Money)Annual Point to PointMonthly AverageEffective Date:1/16/20191/16/20191/16/20191/16 Rate 130%130% Unallocated RateFixedAB(Portfolio)(Portfolio)Annual Point to PointMonthly AverageEffective Date:1/16/20191/16/20191/16/20191/16 Rate 130%130%Oregon BusinessNon-Oregon BusinessThe guaranteed minimum INTEREST rate is 3%.

10 Horizon 1 (FPA 93-1)Horizon 1 (FPA 84-1)Horizon V (FPA 84-5) 5 Year RenewalHorizon S (SPDA-93-1)Horizon G (DAGA 90)Horizon (FPA 84) Fully Insured 412i PlansMiscellaneous Fixed INTEREST AnnuitiesNew Money RateHorizon (FPA 84)The guaranteed minimum INTEREST rate is Point to PointMarquis Flex 1, 5 and 10 with 3% Guaranteed RateFixedMarquis Flex 5, 10 and Group with Guaranteed RateAnnual Point to PointPension Side Agreement (PSF-88)Marquis Centennial IULFor existing business only. Cap RATES (New Money) Cap RATES (Portfolio) LL-3528 (01/19)The Lafayette Life Insurance Company - 400 Broadway - Cincinnati, OH 45202-3341 - Financial Professional Use OnlyDISCONTINUED AND SUSPENDED PRODUCTS (continued)Guaranteed ParticipationCap RateFixedRateRateAnnual Point to PointRateEffective Date.