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Appendix N Glossary of Mortgage Servicing Terms
www.nclc.orgPrincipal Payment Portion of borrower payment applied to mortgage principal. Private Mortgage Insurance PMI Insurance to protect lender against loss if borrower defaults. Similar to insurance by government entities such as FHA, ex-cept issued by private mortgage insurance company. Premium is paid by borrower as part of monthly mortgage payment.
Request for Mortgage Assistance
www.usbank.comMy expenses have increased. For example: monthly mortgage payment reset, high medical or health care costs, uninsured losses, increased utilities or property taxes. My cash reserves, including all liquid assets, are insufficient to maintain my current mortgage payment and cover basic living expenses at the same time.