Search results with tag "Fair lending"
Federal Fair Lending Regulations and Statutes …
www.federalreserve.govFederal Fair Lending Regulations and Statutes Interagency Fair Lending Examination Procedures INTRODUCTION Overview of Fair Lending …
INTERAGENCY FAIR LENDING EXAMINATION PROCEDURES
www.ffiec.govrecognize fair lending issues that may have a potential disparate impact. Guidance in the Appendix to the Interagency Fair Lending Examination Procedures provides details on how to obtain relevant information regarding such situations along with methods of evaluation, as appropriate. General Guidelines
IV. Fair Lending —Fair Lending Laws and Regulations
www.fdic.govmortgage lending based on any of the prohibited factors in either list. the ECOA, it is unlawful for a lenderto discriminate on a prohibited basis in anyaspect of a credit transaction, both the ECOA and the FHAct,it is unlawfulfor a to discr im nate on a prohibitedbas s in a residential real-estate-related transaction. Under one or both of these
Office of Consumer Financial Protection Fair Lending Guide
www.ncua.govand regulations. It is adapted from the Interagency Policy Statement on Fair Lending issued in March 1994. The Equal Credit Opportunity Act (ECOA) prohibits discrimination in any aspect of a credit transaction. It applies to any extension of credit, including extensions of credit to small businesses, corporations, partnerships, and trusts.
Current as of January 1, 2022 - Federal Reserve
oig.federalreserve.govCompliance Examination and Enforcement Action Processes ISSUED ... deceptive acts or practices, fair lending laws and regulations, or other consumer protection laws and regulations. The Federal Reserve may also issue ... security policies, procedures, standards, and guidelines. We will use the results from our audit to
Regulatory compliance strategies for commercial …
www.cshco.comFair Lending—Prohibited Basis Discriminatory acts and practices, disparate treatment and disparate impact all revolve around prohibited basis, as defined by FHA and
Fair Lending Report of the Bureau of Consumer Financial ...
files.consumerfinance.gov2 FAIR LENDING REPORT OF THE BUREAU OF CONSUMER FINANCIAL PROTECTION, APRIL 2021 As we are in the midst of a national emergency the likes of which have not been seen in a lifetime, the time for bold action is now. The hard work has already begun.