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Revisions to Income and Asset Qualification Requirements
www.freddiemac.comEMPLOYED INCOME Current Structure New Structure 5303.1: General requirements for all employed income Newly employed Re-entering the workforce Gaps in employment Borrower employed by a family member or by the property seller or real estate broker 5303.1: General requirements for all employed income qualification sources
CHAPTER 9: INCOME ANALYSIS - USDA Rural Development
www.rd.usda.govincreases or declines in self-employed income may require the lender to review additional documentation to support their calculation of annual, adjusted, and repayment income. Sharp increases or declines are defined as a 20 percent or greater variance for income earnings from the previous 12 months. The lender’s permanent