2020 Health and Insurance Highlights Powering You to …

1 Health and Insurance Highlights Powering You to Live Well Eaton recognizes how important Health and Insurance benefits are in meeting the varying needs of today s employees and their families. This Highlights document describes the main features of your Health and Insurance benefits program. More information about these benefits can be found in the sources listed below. Summary Plan Descriptions Summary Plan Descriptions (SPDs) for your Eaton Health and Insurance benefits provide greater detail than you will find in this Highlights document. SPDs can be found online in the Fidelity NetBenefits Reference Library. If this packet includes a USB flash drive (jump drive), the SPDs are also available on that drive. Additional Information Additional information about your Health and Insurance benefits is available in the Reference Library on Fidelity NetBenefits or in the Content Center of Jiff Eaton s Health & Wellness Portal.

2 Some of this information is referenced in the following pages. How to Access the Fidelity NetBenefits Reference Library To access using a: o Computer: Go to on the internet and select Eaton Service Center. o Mobile Device: Download the Fidelity NetBenefits app from the App Store , Google PlayTM Store, or Windows Store Register/Log on to Fidelity NetBenefits. From the bottom of the NetBenefits homepage, select the Health & Insurance Reference Library link. How to Access the Jiff Content Center To access using a: o Computer: Go to on the internet and select Jiff, or from JOE, select HR Services > My Benefits > Go to If you access Jiff from the internet, you will have to log in each time If you access Jiff from JOE, you will not have to log in once you register o Mobile Device.

3 Download the Jiff Health Benefits app from the App Store or Google PlayTM Store Choose Register Enter the Jiff token Eaton Enter Employee ID (your Eaton employee number minus the E and leading zeros) Create your account by entering your preferred e-mail and password Using the menu bar at the bottom, click on the Explorer link Scroll to the bottom to click on Content Center Enrolling in Benefits Personal Fact Sheet You are eligible for Eaton benefits as of your date of hire or the date you transfer to an eligible group, whichever is later. Your Personal Fact Sheet (PFS), provided at the front of this booklet, lists all of the benefit options available to you and your eligible family members. The costs (or credits) associated with each benefit option are also listed.

4 Even though you have a 60-day enrollment period to make your benefit elections, you have already been automatically enrolled in the default coverage shown on the PFS. If you don t make any elections within the 60-day enrollment period shown on the PFS, you will continue to be covered by these default benefits through the end of the year. The automatic default benefits include single coverage in the Enhanced medical plan option. Employee contributions for this coverage will start being deducted from your paycheck. Note that this benefit does not include any coverage for your dependents. o You can select a different medical plan option, add your dependents to coverage or elect to have no medical coverage during the 60-day enrollment period.

5 O If you elect not to have medical coverage but have medical plan deductions taken from your pay, contact the Eaton Service Center at Fidelity toll-free at 1-866-EATON01 (1-866-328-6601). You will not be automatically enrolled in dental or vision coverage. If you do not make a dental or vision plan election within the 60-day enrollment period, you and your dependents will not have dental or vision coverage for the rest of the year. Enrollment in medical, dental and vision can be made separately. For example, you can enroll yourself only in a medical plan, yourself and one eligible dependent in dental , and waive participation in vision coverage. If you elect a coverage option for Employee Accidental Death and Dismemberment (AD&D) Insurance , Employee Life Insurance or Long Term Disability (if you are eligible for this plan) for an amount less than the company-provided amount, you will receive a credit.

6 Who can you cover in the Eaton benefit plans? You can cover your spouse or domestic partner and your eligible children. You can find the definition of an eligible dependent in the Jiff Content Center > Health Benefits the Details > 2018 Benefits > Using Your Benefits > Health Care Plans Dependent Coverage > Definition of Eligible Dependents. Pretax Contributions Your contributions will be deducted from your paycheck before taxes are calculated, except for participation in Spouse/Domestic Partner Insurance or Child Life Insurance , which is paid for with after-tax money. However, if your domestic partner is not your IRS dependent, then your contributions for your partner s coverage will be deducted from your paycheck on an after-tax basis, and Eaton s contribution to your partner s coverage will be taxable income to you.

7 Jiff Eaton s Health & Wellness Portal Eaton partners with Jiff and Castlight to provide you with quick and easy access all in one place to a broad range of tools, programs, resources and information that will help you manage your personal Health , including links to Eaton Health Plan Partners, such as Anthem Blue Cross Blue Shield (BCBS) and Express Scripts. If you list your spouse or domestic partner as a dependent when you are making your new hire benefits elections through Fidelity NetBenefits or by calling an Eaton Service Center at Fidelity representative, your spouse or domestic partner can also register to use Jiff to manage his/her personal Health . To access Jiff Eaton s Health & Wellness Portal using a: o Computer: Go to on the internet and select Jiff, or from JOE, select HR Services > My Benefits > Go to If you access Jiff from the internet, you will have to log in each time If you access Jiff from JOE, you will not have to log in once you register o Mobile Device: Download the Jiff Health Benefits app from the App Store or Google PlayTM Store Choose Register Enter the Jiff token Eaton Enter Employee ID o Enter your Eaton employee number (minus E and leading zeros) o If your spouse or domestic partner is not an Eaton employee, he/she should enter your Eaton employee number (minus E and leading zeros) followed by an S (Example.)

8 Employee s Eaton employee number is 54856, so spouse or domestic partner enters 54856S as his/her Employee ID) Create account by entering your preferred e-mail and password To Your Health ! To help you and your family stay on track with your Health , Eaton offers the following services: TOBACCO CESSATION PROGRAMS. A tobacco cessation specialist available through a digital program or telephonic specialist will create a customized plan of one-on-one support and the resources you or your family member (age 18 or older) needs to lead a tobacco-free life. PRIMARY NURSE. A nurse works with you if you have a long-term Health condition such as heart disease, cancer or diabetes. You can get a better understanding of your condition, answers to medication questions, explanations of test results and support for making healthy lifestyle changes.

9 COMPLEX CASE MANAGEMENT. A nurse provides extra support if you are hospitalized frequently or for a long time, or if you need extended home Health care or specialized services. MATERNITY MANAGEMENT. A specially trained nurse guides you through your pregnancy and helps you understand your baby s needs. DIGITAL LIFESTYLE COACHING. Make positive changes to your Health with digital coaching. Quit tobacco, lose weight, get moving, manage stress, eat healthier or make other healthy lifestyle changes that are important to you. NURSE LINE. You can get answers 24/7 to troubleshoot medical problems and identify next steps. LIVEHEALTH ONLINE. Consult with a board certified doctor 24/7 through your computer or mobile device.

10 Doctors can answer questions, make a diagnosis and prescribe medication for issues such as cold and flu symptoms, allergies and sinus infections. Online visits are subject to your medical plan coinsurance and deductible. EXPERT MEDICAL OPINIION. Get access to recognized experts in specific medical fields when you are faced with a medical diagnosis and/or treatment decisions. You work with an Advance Medical physician case manager who answers questions, collects medical documentations, accesses the medical experts, helps you understand the expert s report and even speaks with your treating physician if requested. You and your immediate family ( , spouse or domestic partner and dependent children) can use this service, whether or not you are enrolled in the Eaton Medical Plan.