Chubb At A Glance

1 Chubb At A Glance S ince 1882, Chubb has provided property and casualty insurance to businesses and individuals around the world. By way of background, the Chubb organization comprises several entities. The Chubb Corporation is a holding company for a family of property and casualty insurance companies known informally as the Chubb Group of Insurance Companies. Chubb & Son, a division of Federal Insurance Company, manages these companies. For promotional purposes, Chubb refers to member insurers of the Chubb Group of Insurance Companies. The Chubb Corporation For 2003, The Chubb Corporation reported assets of US$ billion and revenues of US$ billion.

2 The Chubb Corporation's senior debt is designated A by Standard & Poor's and A2 by Moody's, prominent financial rating and reporting organizations. Fortune magazine's The Fortune 500 ranks The Chubb Corporation as the 174th largest corporation and among the top 10 property and casualty insurance organizations based on 2003 revenues. Forbes, in its Super 500 ranking of America's top companies, places Chubb at number 175 in 2002. The ranking is based on a composite of 2002 sales, profits, assets and market value. Business Week magazine ranks The Chubb Corporation number 360 in its Global 1,000 ranking for 2003 and 188 in its ranking of companies, based on market capitalization.

3 For 2002, the Financial Times ranks The Chubb Corporation number 397 in its list of the world's 500 largest companies, based on market capitalization. (continued). Chubb Group of Insurance Companies currently write seven out of the top 10 of the nation's largest law firms, according to The National Law Journal's 26th annual Best ranks Chubb 12th among property/casualty survey (2003 rankings). operations based on 2002 net written premium. Chubb provides premium audit, risk consulting and loss The member insurers of the Chubb Group earn the highest prevention services to more than 100,000 customers annually.

4 Possible rating (A++) for financial strength from Best, a Chubb delivers state-of-the-art global solutions not available leading insurance industry rating agency. from other domestic insurers. These include exporters package Chubb also earns high ratings from Standard & Poor's (AA) insurance and controlled master programs as well as political and Moody's (Aa2) for financial strength. risk insurance. Chubb has offices in 29 countries worldwide. Chubb Specialty Insurance offers a wide variety of specialized With more than 12,000 employees around the globe, Chubb executive protection and professional liability products for privately serves commercial and personal customers through 8,000 and publicly owned companies, financial institutions, professional independent agents and brokers worldwide.

5 Firms and healthcare organizations. Chubb is consistently rated among the highest insurance For more than 30 years, Chubb has been the only insurer in the carriers for quality of service in the Goldman Sachs world with property and casualty underwriters devoted Research Survey of insurance agents and brokers. exclusively to financial institutions. In January 2004, Best's Review listed 15 companies out of Chubb has earned endorsements from specific industry groups, the 3,300 rated that have received an A+ rating or higher each such as the National Newspaper Association and the American year for the past 50 years.

6 Of these, three were Chubb - Bar Association, and is a national sponsor of the Women member companies, Federal, Vigilant and Great Northern. Presidents' Organization. Our Businesses Global Finance magazine named Chubb best directors and Chubb Commercial Insurance is known for writing niche officers liability insurer in North America in its list of Best business, where our expertise can add tremendous value for Insurers of 2002, and Chubb is the number one writer of D&O. our producers and policyholders. Chubb provides more than liability insurance in the world (by policy count). 90 different policies and an array of services covering the full Chubb has been an innovator in employment practices liability range of commercial customer insurance needs.

7 Insurance since the early 1990s and today is a market leader. Chubb is the fourth largest writer of package policies Chubb Personal Insurance offers products for individuals with the heart of most insurance programs and a Chubb specialty. fine homes and possessions who require more coverage choices and higher limits than standard insurance policies. With more than 25 years of experience, Chubb is the world's largest underwriter of information and network technology Chubb 's Masterpiece suite of products offers insurance for companies. primary and vacation homes and contents, city homes, valuable The Biotechnology Industry Organization (BIO), the world's possessions, automobiles, watercraft and personal liability.

8 Preeminent biotechnology industry association, officially Much of the world's individually owned precious jewelry is insured endorses Chubb 's Property/Casualty Life Sciences program. through Chubb . Chubb also partners with the University of Medicine and Chubb is a recognized industry specialist at insuring yachts Dentistry of New Jersey (UMDNJ) and Yale Medical School in valued at US$1 million or more. order to provide state-of-the art life sciences insurance solutions to our clients. Chubb insures over 60 percent of the Forbes 400 wealthiest people in the Chubb insures 400 of the top 600 law firms in the We Chubb refers to member insurers of the Chubb Group of Insurance Companies: Federal Insurance Company, Vigilant Insurance Company, Great Northern Insurance Company, Pacific Indemnity Company, Northwestern Pacific Indemnity Company, Texas Pacific Indemnity Company, Executive Risk Indemnity Inc.

9 , Executive Risk Specialty Insurance Company, Quadrant Indemnity Company, Chubb Custom Insurance Company, Chubb Indemnity Insurance Company, Chubb Insurance Company of New Jersey, Chubb National Insurance Company, Chubb Atlantic Indemnity, Ltd., Chubb Insurance Company of Australia, Limited, Chubb Insurance Company of Canada, Chubb Insurance Company of Europe , Chubb Argentina de Seguros, , Chubb do Brasil Chubb Group of Insurance Companies Companhia de Seguros, Chubb de Colombia Compania de Seguros , Chubb de Chile Compania de Seguros Generales , Chubb de Mexico, Compania Afianzadora, de , Chubb de Mexico, Compania de Seguros, de , Chubb de Venezuela Compania de Seguros , PT Asuransi Warren, New Jersey 07059 Chubb Indonesia.

10 Not all insurers do business in all jurisdictions. Form 21-01-0095 (Rev. 3/04).