Guaranteed Fund - Sun Life Financial

1 *Cautious investors tend to look for more stable returns and accept the amount they are likely to gain will be limited as a result. On the other hand, more adventurous investors seeking higher returns understand their investment is likely to go sharply up and down in FundFund overviewThe Guaranteed fund offers Guaranteed minimum increases as per your plan documentation. The Guaranteed fund invests in a diversified portfolio of fixed- income securities. Securities can be held in money market instruments and both government and other good quality (predominantly investment grade bonds with a credit rating of BBB and above) corporate bonds.

2 The Guaranteed fund guarantees a return of no less than 4% or 5%. Please check your plan documentation or call us for more objectiveThe fund aims to provide a smooth investment growth with Guaranteed minimum increases as per your plan *This fund is suitable for investors whose Financial situation and/or attitude to risk requires that they need to keep their money in a stable risksThe Guaranteed fund will provide Guaranteed minimum returns. However, returns in excess of the Guaranteed rate are primarily affected by market sentiment and expectations of future interest rates.

3 The value of a bond will fall if the issuer s credit rating is reduced and there is risk of default, or non-payment, from the bond issuer. Inflation, over time, will erode the buying power of your managerSun Life Capital Management (Canada) manager the fund managerSun Life Capital Management (Canada) Inc. is a global institutional asset manager that provides innovative and diversified solutions to meet its clients evolving needs. It is part of Sun Life Financial , one of Canada s oldest and most trusted Financial institutions. Sun Life Financial is known for its time-tested risk management strategies.

4 SLC Management incorporates these proven risk management strategies into all its manager investment processThe fund manager aims to invest in securities that will grow to meet the Guaranteed minimum fund manager manages the risk and return of the fund by frequently monitoring the change in the value of the fixed- income securities in the fund with respect to: changes in interest rates; and, changes in market expectations of future asset defaults. About your fundSun Life Assurance Company of Canada ( ) Limited, incorporated in England and Wales, registered number 959082, registered office at Matrix House, Basing View, Basingstoke, Hampshire, RG21 4DZ, trades under the name of Sun Life Financial of Canada and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation in the Guaranteed fund will be switched to the Money fund when you reach age 75.

5 You can choose an alternative to the Money fund from our other non- Guaranteed funds before you reach age 75.