Legal & General S&P 500 Ret Acct - TA-Retirement

1 Release Date: 12-31-2022 Legal & General S&P 500 Ret acct .. transamerica Asset ClassificationLarge-Cap StocksLarge-Cap Blend StocksBenchmarkS&P 500 TR USDO verall Morningstar Rating Morningstar ReturnMorningstar RiskQQQQA bove AverageAverageRated against 1223 Large Blend funds. An investment's overall Morningstar Rating, based on its risk-adjustedreturn, is a weighted average of its applicable 3-, 5-, and 10-year Ratings. See disclosure for InformationThe Legal & General S&P 500 Ret acct is a Separate Account Sub-Account maintained by TFLIC and invests exclusively in the Legal & General S&P 500 Ret Opt (Class 30), a transamerica Life Insurance Company (TLIC) Separate Account.

2 The TLIC Separate Account invests exclusively in the Legal & General S&P 500 Index B Fund, a collective investment Objective & StrategyThe Fund's Investment objective is to seek to match the risk and return characteristics of the S&P 500 TR Index as closely as practicable, before expenses. In seeking to accomplish this objective, the Fund may invest its assets primarily in publicly traded US equity securities. The proportion of securities held will be approximate to the weights of the benchmark. The S&P 500 TR Index is an equity index which captures large cap representation in the US, it covers approximately 80% of the market capitalization of the US equity market.

3 The advisor focuses on cost and risk during the investment process in seeking to achieve the investment RatioType 30*: of fund assetsUnderlying Incept Date03-07-17 Underlying Initial Share. Class Incept DateSeparate Account Incept06-15-17 Closed to New *See Disclosure Page under "Charges, Fees and Expenses" formore Manager(s)Management Team. Since & General InvestmentManagement America IncSubadvisorLegal & General InvestmentManagement America IncHypothetical Growth of $10,000 start date 02-28-1712-31-22 Investment Choice$18, $18,041 NotesThis Separate Account invests in the Legal & General S&P 500 Ret Opt (Class 30), a TLIC Separate Account.

4 The historicalperformance prior to the Separate Account inception date iscalculated utilizing actual past performance for the underlyingcollective investment RisksCurrency, Emerging Markets, Foreign Securities, Not FDICI nsured, Index Correlation/Tracking Error, Market/MarketVolatility, Equity Securities, Futures, Derivatives, Suitability,Passive Management, more information please see the Principal Risks section ofthe Disclosure Choice Annual Returns as of year-endTotal Ret %Bmark %Fund Rank % Returns as of 12-31-22 Total Ret %Bmark %Fund Rank % Proprietary Statistics1-Year3-Year5-Year10-YearMorni ngstar Rating.

5 Rank of # of Investments1,3581,2231, Disclosure: The performance data quoted represents past performance and does not guarantee futureresults. The investment return and principal value will fluctuate. Upon redemption, units may be worth more orless than their original cost. Current performance may be lower or higher than return data quoted herein. Go to obtain performance current to the most recent month-end. See performance sectionof the disclosure page for more important information. Investment choices are available from transamerica Financial Life Insurance Company (TFLIC or transamerica )under contract form # TA-AP-2001-CONT or TA-PC-2000-CONT, group variable annuity contracts underwritten byTFLIC.

6 TFLIC is not authorized and does not do business in the following jurisdictions: Guam, Puerto Rico, and Virgin Islands. Contract fees and charges may apply. For complete information, contact your Transamericarepresentative. NOT FDIC INSURED. MAY LOSE VALUE. NO BANK Portfolio AnalysisComposition as of 12-31-22% Style Box as of 12-31-22% Mkt CapLargeMidSmallValue Blend Sectors as of 12-31-22% Fundh Basic Consumer Financial Real Communication Consumer 10 Holdings as of 12-31-22% AssetsApple Hathaway Inc Class Inc Class Group Inc Class & Mobil Chase & Number of Stock Holdings503 Total Number of Bond Holdings0 Annual Turnover Ratio % Statistics as of 12-31-22 Port AvgP/E ($mil)

7 161, Measures as of 12-31-223-Year5-Year10-YearStd 2023 Morningstar, Inc., Morningstar Investment Profiles 312-696-6000. All rights reserved. The information contained herein: (1) is proprietary toMorningstar and/or its content providers; (2) may not be copied or distributed and (3) is not warranted to be accurate, complete or timely. Neither Morningstarnor its content providers are responsible for any damages or losses arising from any use of information. Past performance is no guarantee of futureperformance. Visit our investment website at The investment fact sheets must be accompanied by thisdisclosure statement.

8 The performance data given representspast performance and should not be considered indicative offuture results. An investment in these investment choices,other than the transamerica Stable Value investmentchoice(s), is subject to market risk. Principal value andinvestment return will fluctuate, so that an investor's shares,when redeemed, may be worth more or less than the originalinvestment. Current performance may be lower or higher thanthe performance data quoted herein. Separate accountinvestment choice statistics change over time. Theinvestment choice is not FDIC insured, may lose value and isnot guaranteed by a bank or other financial institution.

9 The separate account investment choices offered are exemptfrom registration with the SEC; therefore, no prospectusesare filed for them. However, certain of the separate accountinvestment choices, other than the Stable Value investmentchoices, invest in mutual funds which are subject to SECregistration. Translations of any materials or text into languages other thanEnglish are intended solely as a convenience to the non-English language speakers and are not legally binding. Suchmaterials and their translation help to facilitate theadministration and operation of the plan and are not intendedas an investment solicitation or an investmentrecommendation.

10 We have attempted to provide an accuratetranslation of the original material in English, but due to thenuances in translating to a foreign language, slightdifferences may exist. Assistance may be available to non-English language speakers in order to help understand theretirement plan materials and any applicable relatedinvestment disclosure materials (which may be available onlyin the English language) for the investment options under theplan. Such assistance may be accessed through youremployer or by calling our Customer Contact Center andasking to speak with a Spanish-speaking representative.