PDP Plus Network MetLife Preferred Dentist Program

1 PDP Plus NetworkMetLife Preferred Dentist ProgramDental InsuranceMore choices for a healthier smileWith MetLife Dental insurance, you have a Network that gives you access to thousands of participating dentists. More choices mean it s easier than ever to get the dental care you need for a happy, healthy ways to saveYou can choose to go to any Dentist , but staying in- Network is the best way to lower your costs1and make the most of your dental plan. That s because participating dentists have agreed to accept negotiated fees for covered services that are usually 30-45% less than average charges in the same can mean more savings for you! Find a dentistTo find a participating general Dentist or specialist, visit to access ourFind A Dentist online directory.

2 Additionally, International Dental Travel Assistance is automatically available to you and your covered your dental planWhen enrolled in MetLife Dental insurance, you may obtain your plan information online at At this site you can: Review your plan information, such as covered services & procedures View claim history Access the Oral Health Library for educational articles on dental careMetropolitan Life Insurance Company | 200 Park Avenue | New York, NY 10166L0920007442[All States][DC,GU,MP,PR,VI] 2020 MetLife Services and Solutions, from enrolling in a dental benefits plan will depend on various factors, including the cost of the plan, how often participants visit the Dentist and the cost of services on internal analysis by MetLife .

3 Negotiated fees refer to the fees that in- Network dentists have agreed to accept as payment in full for covered services, subject to any deductibles, copayments, cost sharing and benefits maximums. Negotiated fees are subject to travel assistance is provided by AXA Assistance USA, Inc. AXA Assistance provides dental referral services only. AXA Assistance is not affiliated with MetLife and the services and beneifts they provide are separate and apart from the insurance or services provided by MetLife . Referral services are not available in all most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force.

4 Please contact MetLife or your plan administrator for complete questions, please call MetLife at 800 GET- MET8 (1-800-438-6388) ADF# Frequently Asked QuestionsGet protection against costly emergency dental How do I find a participating Dentist ?A. There are thousands of general dentists and specialists to choose fromnationwide, so you are sure to find one who meets your needs. Look for a list ofparticipating dentists online at May I choose a non-participating Dentist ? are always free to select any general Dentist or specialist. However, youusually save more when you visit a participating Dentist . He/she has agreed toaccept negotiated fees as payment in full for covered services.

5 Negotiated feestypically range from 30 45% below the average fees charged in a Dentist scommunity for similar dentists have not agreed toaccept negotiated fees. So you may be responsible for any difference in costbetween the Dentist s fee and your plan s benefit Can I get an estimate of my out-of-pocket expenses?A. Yes. We recommend that you request a pre-treatment estimate for servicestotaling more than $300. Simply have your Dentist submit a request online call 1 877 MET-DDS9. You and your Dentist will receive anestimate for most procedures while you are still in the office. Actual payments mayvary depending upon plan maximums, deductibles, frequency limits and otherconditions at time of good dental plan makes it easier for you to protect your smile and the Preferred Dentist Program , you get coverage for cleanings, exams, X-rays and more.

6 Keeping up with your dental cleanings and other preventive care now can help you avoid costly dental problems and treatments in the InsuranceKeep the cost of dental care in out your healthcare coverage with Dental InsuranceHave other questions?Please call MetLife directly at 1 800 GET-MET81 800 438-6388and talk with a benefits What types of services doesthe plan cover?A. A number ofdentalprocedures, including:3 Exams and cleanings X-rays Fillings Root canals And much moreQ. How does the plan saveme money?A. Think about this: Having a gooddental plan in place can help yousave money every get protection against costlyemergency dental treatmentsthat may run into the hundreds oreven Who can enroll in the plan?

7 A. You and your eligible familymembers. For example, yourspouse and When can I enroll?A. You can enroll during youropen enrollment How are claims processed?A. Dentists may submit claims foryou, which means you havelittle or no paperwork. You cantrack your claims online andeven receive email alerts when aclaim has been processed. If youneed a claim form, call1 800 How do I pay for my Dentalplan? will be convenientlypaid through payrolldeduction. Soyou don t have toworry about writing a check ormissing a How can I access my account? to the MetLife mobileapp4on the iTunes App Storeand Google Play. You can find adentist, view your claims, accessyour ID card, and [All States][DC,GU,MP,PR,VI] 2021 MetLife Services and Solutions, LLC1.

8 Savings from enrolling in a dental benefits plan will depend on various factors, including plan design and premiums, how often participants visit the Dentist and the cost of services Based on internal analysis by MetLife . Negotiated fees refers to the fees that in- Network dentists have agreed to accept as payment in full for covered services, subject toany co-payments, deductibles, cost sharing and benefits maximums. Negotiated fees are subject to Those services defined under your dental benefits summary are covered. Please review your plan benefits summary for a more detailed list of covered To use the MetLife mobile app, employees can choose to register at from a computer or directly through the app.

9 Certain features of MetLife Mobile App are not available for MetLife Dental most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact MetLife or your plan administrator for costs and complete details Opportunity to reduce your out-of-pocket costsfor dental check-ups and Life Insurance Company | 200 Park Avenue | New York, NY 10166 You can enroll when you are first eligible, if you experience a qualifying status change, or during annual enrollment. Enroll for coverage at