ReMetrica - Aon

1 Aon Benfield Risk. Reinsurance. Human Resources. ReMetrica Economic capital Modelling ReMetrica is Aon Benfield s economic capital modelling tool, designed to allow insurance and reinsurance companies to bring insightful, risk based financial modelling to the forefront of the commercial decision making process. It is the preferred choice by many of the world s leading insurance and reinsurance companies and actuarial consulting firms. ReMetrica is the tool clients need to make informed, strategic business decisions. Its powerful modelling capabilities enable clients to test a range of different strategies and scenarios for a variety of applications.

2 Reinsurance strategy Reinsurance pricing capital allo cation capital allocation Strategic business decisions Business Planning Which reinsurance should I buy? How much should I retain? What price should I charge for a particular product? How will this vary if the parameters change? How profitable are my various business lines based on the cost of capital and the risk? Is my portfolio balanced? How can it be improved? Can I improve my investment strategy? How can I grow the business without taking on too much risk?The ReMetrica Advantage Ease of use.

3 Most users are able to build/customize models and run simulations with a few hours of training. The use of ReMetrica software is facilitated by the: Visual drag and drop interface and the largest library of pre-built insurance, reinsurance and statistical components Intuitive nature of the software and the best in class interface with Microsoft Excel and incorporation of Excel like formulas and features Extensive built-in Help features complete with tutorials, sample models and comprehensive descriptions of how to use every component Complete flexibility.

4 capital models are not one size fits all . With ReMetrica , users are not locked into modelling approaches that don t accurately reflect their organizations. Also, most insurance organizations are not static. Therefore, capital models need to be updated periodically to reflect changes in the organisation. With ReMetrica , any part of the model can be easily changed at any time. In additional, the built-in Visual Basic interface offers full flexibility for implementing custom model logic. We re here to empower results: Paul Maitland International +65 65120216 Mike McClane Americas +215 751 1596 Dean Roberts EMEA +44 20 7522 8296 Aon Benfield ReMetrica 2 Transparency.

5 With ReMetrica , users are able to drill into any part of the model and directly view and understand the results. Comprehensive documentation allows users to understand every calculation and how every component operates. Built-in diagnostic tools allow users to easily review scenarios producing extreme results. Simulation speed. With ReMetrica , organizations can save hundreds of hours of computing time by using one of the fastest and most efficiently designed softwares available. Large and complex models run efficiently on a simple laptop. Simulation speed can also be enhanced by running the simulations over a network of computers.

6 Included ReMetrica Services The following services are provided as standard: Free upgrades each year Bespoke training supplied as standard Monthly training workshops in London Annual user seminars: US, London and Tokyo Email/telephone hotline support Support website - service packs, add-ins and technical papers ReMetrica Capabilities and Key Features More than 100 customised modelling components Full integration with Microsoft Excel Easily incorporates catastrophe modelling results Aggregates data from other models (life, investments, reserving)

7 Building/Customising Rapid and high performance Deterministic and stochastic modelling Multi-year models Over 25 distributions and copulas for modelling correlations and dependencies Modelling All major asset/investment classes Investment strategies can be defined independently for every asset class Supports Economic Scenario Generators (ESG) or ESG output Ability to incorporate management decisions based on investment results Asset/Investment modelling Multi-year financial statements (income statements, balance sheets, key metrics) Supports multiple accounting standards (GAAP, STAT and IFRS) capital allocation and capital adequacy measures ERM reporting (Risk profiles, risk and return analyses etc.)

8 Outputs Best in class for modelling underwriting risk and reinsurance Advanced approaches to credit risk modelling Supports operational risk modelling What-if feature facilitates testing and auditing Other features