Virginia Sickness and Disability Program

1 PROVIDING INFORMATION ABOUT , family and personal leavedisability coveragelong-term care benefits resourcesVirginia Sickness and Disability ProgramHandbook for State Employees in the Virginia Retirement System, State Police Officers Retirement System and Virginia Law Officers Retirement SystemVirginia Sickness and Disability Program (VSDP)Handbook for State EmployeesThe Virginia Sickness and Disability Program (VSDP) provides income protection if you can t work because of a non-work-related or work-related illness or injury.

2 * The Virginia Retirement System (VRS) administers VSDP in conjunction with Reed Group, the third-party administrator for the Program , and your employer. VRS Mission:VRS delivers retirement and other benefits to Virginia public employees through sound financial stewardship and superior customer : The information contained in this handbook is governed by Title of the Code of Virginia . This information is intended to be general. It cannot be complete in all details and cannot supersede or restrict the authority granted by the Code of Virginia , which may be amended from time to time.

3 * You are not eligible for VSDP if you are an employee of a school division or a political subdivision, a member of the Judicial Retirement System (JRS) or a state employee hired before January 1, 1999, who did not elect to transfer to VSDP during one of two open enrollment periods offered in 1999 and 2002. CONTACT REED 1-877-928-7021 Mailing Address: Reed Group Box 6248, Broomfield, CO 80021 CONTACT 1-888-827-3847 TDD: 804-289-5919 Mailing Address: Virginia Retirement System, Box 2500, Richmond, VA 23218-2500 Email: email notice: Do not send personal or confidential information, such as your Social Security number, by email.

4 VRS will send only non-confidential referenceBenefit Information and Planning Resources VRS website at providing benefit information, forms and publications, including the Virginia Sickness and Disability Program Handbook for State Employees Walk-in counseling is available on a first-come, first-served basis with limited scheduled appointments available. Counseling hours are 8:30 , Monday through Friday. See for directions to VRS. Questions? Contact your human resource office or call toll-free at 1-888-827-3847.

5 Key Contacts Anthem Blue Cross/Blue Shield: 1-800-552-2682; Commonwealth of Virginia 457 Deferred Compensation Plan: 1-VRS-DC-PLAN1 (1-877-327-5261); (select the Defined Contribution Plans tab) Federal Public Safety Officers Benefit Act: Bureau of Justice Assistance toll-free at 1-888-744-6513 or Group Life Insurance Program : Minnesota Life, 1-800-441-2258 Social Security Administration: 1-800-772-1213; Virginia Department of Human Resource Management: Virginia Line of Duty Act (LODA): Eligibility Determinations and Benefit Payments: Virginia Retirement System; 1-888-827-3847 (Request: LODA support), or Health Benefits Plans: Department of Human Resource Management; or Virginia Sickness and Disability Program (VSDP): Reed Group, 1-877-928-7021; VSDP Long-Term Care Plan: Long-Term Care Group, Inc.

6 , 1-800-761-4057 Virginia Workers Compensation Commission: 1-877-664-2566; ResourcesTable of Contents Page 1. Introduction to VSDP Income Protection if You Can t Work 4 Eligibility 5 When Coverage Begins 6 When the VSDP Benefit Ends 6 Returning to Work 7 Your Responsibilities 8 What to do if 92. Sick, Family and Personal Leave Sick Leave 11 Family and Personal Leave 12 Leave While on Disability 133. Short-Term Disability Coverage What Is a Short-Term Disability ?

7 14 If You Change Jobs 15 Eligibility Periods and Income Replacement 16 Disability Coverage for Contract Employees 18 If You Have a Catastrophic or Major Chronic Condition 20 Successive Periods of Short-Term Disability 21 Other Benefit Coverage While on Short-Term Disability 224. Long-Term Disability Coverage What Is a Long-Term Disability ? 24 Successive Periods of Long-Term Disability 25 Long-Term Disability -Working 26 Other Benefit Coverage While on Long-Term Disability 28 If You Are Eligible to Retire 305.

8 Applying for VSDP How to File a Claim for Short-Term Disability 31 If You Go on Long-Term Disability 32 Confidentiality 336. Adjustments to the VSDP Benefit VSDP Short-Term Disability Benefit and Workers Compensation 34 Social Security Disability Insurance Benefits 37 Outside Income or Other Benefit Payments 387. Long-Term Care programs Virginia Sickness and Disability Program Long-Term Care Plan 398. Frequently Used Terms 444 | 1-888-827-3847 Income Protection if You Can t WorkThe Virginia Sickness and Disability Program (VSDP) provides income protection if you can t work because of a non-work-related or work-related illness, injury or other condition, such as surgery, pregnancy, complications from pregnancy or a catastrophic or major chronic condition.

9 VSDP benefits include: Sick leave Family and personal leave Short-term and long-term Disability coverage for total and partial disabilities Long-term care coverage Transitional, medical rehabilitation and vocational rehabilitation plans to help you return to work if you are able Free advocacy services to assist you in applying for Social Security Disability Insurance benefitsThe Department of Human Resource Management (DHRM) administers the personnel leave policies of the Commonwealth of Virginia . Your supervisor approves your requests for sick leave and family and personal leave and assists in coordinating your Disability benefits.

10 The Virginia Retirement System (VRS) has overall responsibility for VSDP. This includes managing the trust fund to provide for long-term Disability benefits and overseeing the administration of VSDP claims. VRS has contracted with Reed Group as the third-party administrator for to VSDP Income Protection if You Can t Work Eligibility When Coverage Begins When the VSDP Benefit Ends Returning to Work You r Responsibilities What to do if Is a Disability ? Under VSDP, a Disability is a condition that prevents you from performing the full duties of your job for a short or extended period of time.