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Fha Total Mortgage Scorecard User Guide
Found 2 free book(s)FHA TOTAL Mortgage Scorecard User Guide
mortgage-u.comFHA TOTAL Mortgage Scorecard User Guide December 29, 2011 Page 4 INTRODUCTION This User Guide is to assist lenders using the Federal Housing Administration’s (FHA) Technology Open To Approved Lenders (TOTAL). TOTAL works in conjunction with various automated underwriting systems (AUS). TOTAL evaluates the overall creditworthiness of the
Section C. Borrower Credit Analysis Overview
www.hud.govThe TOTAL Scorecard Refer recommendation requires the borrower to provide an explanation for major indications of derogatory credit, such as judgments and collections, and any minor indications within the past two years. Reference: For more information on the TOTAL Scorecard recommendations, see the TOTAL Mortgage Scorecard User Guide.