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FHA TOTAL Mortgage Scorecard User Guide
mortgage-u.comFHA TOTAL Mortgage Scorecard User Guide December 29, 2011 Page 4 INTRODUCTION This User Guide is to assist lenders using the Federal Housing Administration’s (FHA) Technology Open To Approved Lenders (TOTAL). TOTAL works in conjunction with various automated underwriting systems (AUS). TOTAL evaluates the overall creditworthiness of the