Aon Global Risk Insight Platform®

1 Aon Global Risk Insight Platform . Risk becomes more complex and is met with greater scrutiny daily. Individuals responsible for their Aon GRIP tools deliver insights from broking information captured by company's risk management strategy therefore must rely not only on experience and intuition, Aon colleagues in 20 countries for more than three years. The award winning but even more on empirical facts and analytics through our proprietary research and databases Global platform consists of: the Aon Global Risk Insight Platform (Aon GRIP). Aon GRIP is the world's leading Global repository of risk and insurance placement information. By providing million opportunities to quote $ trillion in limits annually fact-based insights into Aon's USD 78 billion in bound premium flow, Aon GRIP helps identify the best 600,000 bound placements 165 client countries placement option regardless of size, industry, coverage line or geography.

2 79,000 clients Supported by more than The Web-accessible data produced by Aon GRIP helps Aon brokers and account executives evaluate which 57 lines of coverage 60 statisticians and senior analysts markets will likely have an appetite for a given placement type and which carriers are likely to provide the 1,000 client industries in Aon's Center for Innovation best value for clients. It also gives Aon brokers an advantage when it comes to negotiations, making sure and Analytics every conversation is based on the most complete and current set of facts. Aon GRIP: Enhancing Aon's Ability to Optimize Placement Design and Broking Results Benchmarking Tool Broker Dashboard Historical and forecasted analysis: Data capture enables placement and pricing BENCHMARKING. trends to be viewed for historic periods and used to predict future trends.

3 Relevant comparables: Peers are selected by the Aon broker who understands the Carrier appetite and client perceptions: by client's risk and placement attributes capturing not only placement details but also submission activity, the Dashboard provides Allows Aon brokers to easily tap into the robust Enables Aon brokers to select specific, visibility into carriers' submit-to-quote ratios In depth, multi-dimensional analysis: Key universe of GRIP placement data to benchmark views of marketplace developments such and target appetites as well as clients'. program characteristics ( , exposure, limit, clients against their peers as respects limits, as pricing trends and forecasts and carrier buying behaviors ( , loyalty to incumbent rate) are analyzed together, rather than only exposures, premium spend and rate.)

4 Quoting behaviors. despite more favorable alternatives). individually, to provide the deepest insights. Aon GRIP Solutions: Strengthening Insurers' Value Propositions to Clients Aon GRIP Solutions (AGS) provides insurance carriers with analytical insights regarding their AGS services are provided to many leading insurance carriers including more than 20 Global underwriting capabilities and advice to help them better understand the needs of carriers, domestic carriers and Lloyd's underwriters. Aon Risk Solutions' clients and compete more effectively. Delivering on the Aon Client PromiseSM Bringing the Aon Client Promise to Life Aon GRIP is designed to support the delivery of the Aon Client Promise, particularly around the capabilities of: In preparation for an upcoming Primary Casualty renewal, the Aon broker analyzed market pricing and appetite trends for the client's Optimizing program Providing risk type.

5 Structure and total impactful cost of risk carrier appetite Pricing had been flat for two insights quarters but a decrease was projected for similar placements in the coming quarter Two alternative carriers had demonstrated aggressive underwriting of similar placements over the past quarter A carrier not previously active in this segment had modified their underwriting strategy to expand into this segment as a result of Aon GRIP Solutions'. analytical insights The client had intended to renew the program with the incumbent carrier who was indicating a flat renewal, but after strategizing with the broker, they agreed based on GRIP insights to seek alternative quotes. The program was placed Delivering with the carrier new to this Providing robust innovative segment who provided improved peer comparables solutions coverage terms at a lower rate.

6 For key program characteristics Risk. Reinsurance. Human Resources. Empower Results . Copyright 2012 plc. All rights reserved.