Transcription of Balanced Fund (Low Equity) - Sanlam
1 Investor ProfileAs investor, you would like to share in the excellent growth potential offered by SouthAfrican equities, fixed interest, property and cash, but may include some foreign are seeking a maximum capital growth over the medium to long term, withmoderate volatility in the short to medium does growth takes place in the fund?Growth in the fund is determined by the interest, dividends and rental income earnedon the assets, as well as changes in the market value of the underlying assets in theinvestment fund. The growth is affected by the fluctuationsin market conditions anddoes not FeeAn amount equal to for every 1% average performance above the benchmark + , to a maximum of InformationFund ManagerSanlam Investment Management (SIM)Risk LevelCautiousLaunch DateOct-99 Fixed Admin Management Fee at Benchmark% Guarantee0% per annumTransaction Expense Investment CategoryWeightingBenchmarkRSA Equities35 Shareholder Weighted All ShareIndex (SWIX)RSA Fixed Interest30 BEASSA Total Return Index (TRI)
2 RSA Cash15 STeFI (Short term fixed interestindex)RSA AlternativeAssets/Property5 STeFI + 3% World (Developed Markets) equity IndexForeign Global Aggregate Index(un-hedged)Foreign Day LIBIDF oreign CPI + 5% (US$ terms)No more than 55% of the fund may be invested in localequities and foreign of PortfolioTop 10 holdingsABSAG Reit Ltd 10 Holdings as at 30-Sep-2018 Portfolio Details%PeriodSingle PremiumAvg Inflation Performance % (net of fees)3 Management FeesFees are those of a Retirement class and include VAT.
3 Fees are those leviedwhen investing in the fund through a Sanlam product and does not includeproduct administration charges and adviser October 2018 Sanlam LifeBalanced Fund (Low Equity) The information contained in this document does not constitute advice by Sanlam . Whilst every attempt has been made to ensure the accuracy of the information contained herein, Sanlam cannot be held responsible for any errors that may occur. Sanlam does not guarantee that the investment fund will produce returns equal to the specified benchmarks. The benchmark is only a mark against which the success or skill of the underlying fund manager is evaluated.
4 Past performance cannot be relied on as an indicator of future performance. Investment performance will depend on the growth in the underlying instruments, whose value may move up or down because of various factors including the financial market environment and exchange rate movements. Your Sanlam plan performance will differ from the returns indicated in this document due to charges, fees, taxes as detailed in your plan contract. The overall impact of charges and fees in your plan is indicated by the Effective Annual Cost (EAC) measure, which is disclosed in your Sanlam product disclosur
