Balanced Fund (Medium Equity) - Sanlam

1 Investor ProfileAs investor, you would like to share in the excellent growth potential offered by SouthAfrican assets, but these may include some foreign assets. These assets consist of amix of equities, property, fixed interest investments and investor has a moderately aggressive profile, who seeks a well diversifiedmanaged are seeking a maximum capital growth over the medium to long term, withmoderately high volatility over the short to medium does growth takes place in the fund?Growth in the fund is determined by the interest, dividends and rental income earned ontheassets, as well as changes in the market value of the underlying assets in theinvestmentfund. The growth is affected by the fluctuations in market conditions and does not FeeAn amount equal to for every 1% performance above the benchmark + , to amaximum of InformationFund ManagerSanlam Investment Management (SIM)Risk profileModerateLaunch dateFeb-05 Fixed admin Management Fee at Benchmark% Expense Investment ClassWeightingIndexSA SWIXS tructured Hedged IndexSA Listed Direct 7-12yr + 1%SA Fixed JIBAR + Inflation MSCi MSCIEMO ffshore EPRA/NAREIT DMOffshore Global Core InfrastructureIndex30 April 2023 Sanlam LifeBalanced Fund ( medium Equity) The information contained in this document does not constitute advice by Sanlam .

2 Whilst every attempt has been made to ensure the accuracy of the information contained herein, Sanlam cannot be held responsible for any errors that may occur. Sanlam does not guarantee that the investment fund will produce returns equal to the specified benchmarks. The benchmark is only a mark against which the success or skill of the underlying fund manager is evaluated. Past performance cannot be relied on as an indicator of future performance. Investment performance will depend on the growth in the underlying instruments, whose value may move up or down because of various factors including the financial market environment and exchange rate movements. Your Sanlam plan performance will differ from the returns indicated in this document due to charges, fees, taxes as detailed in your plan contract. The overall impact of charges and fees in your plan is indicated by the Effective Annual Cost (EAC) measure, which is disclosed in your Sanlam product disclosureSecurities% of PortfolioTop 10 holdingsABSAG American / (PRX) 10 Holdings as at 30-Apr-2023 Portfolio Details%PeriodSingle PremiumAvg Inflation Performance % (net of fees)3 Management FeesFees are those of a Retirement class and include VAT.

3 Fees are those leviedwhen investing in the fund through a Sanlam product and does not includeproduct administration charges and adviser April 2023 Sanlam LifeBalanced Fund ( medium Equity) The information contained in this document does not constitute advice by Sanlam . Whilst every attempt has been made to ensure the accuracy of the information contained herein, Sanlam cannot be held responsible for any errors that may occur. Sanlam does not guarantee that the investment fund will produce returns equal to the specified benchmarks. The benchmark is only a mark against which the success or skill of the underlying fund manager is evaluated. Past performance cannot be relied on as an indicator of future performance. Investment performance will depend on the growth in the underlying instruments, whose value may move up or down because of various factors including the financial market environment and exchange rate movements.

4 Your Sanlam plan performance will differ from the returns indicated in this document due to charges, fees, taxes as detailed in your plan contract. The overall impact of charges and fees in your plan is indicated by the Effective Annual Cost (EAC) measure, which is disclosed in your Sanlam product disclosur