Chapter 3. The VA Loan and Guaranty Overview
• the lenders needs in terms of secondary market requirements. 3 of this chapter Downpayment No downpayment is required by VA unless the purchase price exceeds the reasonable value of the property, or the loan is a Graduated Payment Mortgage (GPM). The lender may require a downpayment if necessary to meet secondary market requirements. 3 of this
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Veteran Information Portal: Obtaining Your …
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www.benefits.va.govhome retention loss mitigation options provide an affordable payment, the servicer must evaluate the loan for a HAMP-style modification prior to deciding that the default is insoluble and exploring alternatives to foreclosure.
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