Cumulus Echo: SATRIX Dynamic Balanced Fund - …

1 Investor ProfileThe SATRIX Dynamic Balanced fund is a passively managed investmentfund that offers diversified exposure to all the major localand internationalasset classes at a competitive fee. Derivative contracts are used to obtainexposure to the relevant PhilosophyThe SATRIX Dynamic Balanced fund invests in a basket of indices. At thestart of each quarter the fund is rebalanced to the benchmark asset classweightings. Between quarters, the asset class weighting may fluctuate dueto market movements and cash-flows.

2 The maximum weighting of the cashcomponent is fund DescriptionWe may leverage the assets in the investment funds for transactions suchas scrip or loss arising from these transactions will befor our own account, and therefore do not affect the benefitsto which the lifeassured is entitled under the (Max)UnderlyingWeighting (Max)SWIX4060%MSCI WorldIndex12%GOVI7%Citi Group WorldGovernmentBond Index5%IGOVI5%Cash InformationAsset Management Fee at Benchmark % ManagerSanlam Structured Solutions (SSS)

3 *Launch Date24-Feb-14 Performance FeeNoRegulation 28 compliantYesRisk profileModerate AggressiveTotal Expense Investment PerformancePeriodSingle PremiumOct 20183 are shown for the Retirement portfolio and are after the deduction of asset management charge and calculated on thebasis sell price-to-sell disclosureThe information contained in this document does not constitute advice by Sanlam. Whilst every attempt has been made to ensure the accuracy of the information contained herein, Sanlam cannot be held responsible for any errorsthat may occur.

4 Sanlam does not guarantee that the investment fund will produce returns equal to the specified benchmarks. The benchmark is only a mark against which the success or skill of the underlying fund manager isevaluated. Past performance cannot be relied on as an indicator of future performance. Investment performance will depend on the growth in the underlying instruments, whose value may move up or down because of variousfactors including the financial market environment and exchange rate movements. Your Sanlam plan performance will differ from the returns indicated in this document due to charges, fees, taxes as detailed in your plan overall impact of charges and fees in your plan is indicated by the Effective Annual Cost (EAC) measure, which is disclosed in your Sanlam product echo : SATRIX Dynamic Balanced Fund31 October 2018736