GOVERNMENT SERVICES TRAVEL CARD …

1 CONTINUEDONREVERSESIDEGOVERNMENTSERVICES TRAVELCARDPROGRAMCARDHOLDERACCOUNTAGREEM ENTIMPORTANT:BEFOREYOU SIGN OR USE THE GOVERNMENTCARD,READ THIS YOUR ( Agreement ), card meanstheenclosedCitibank GovernmentTravelCard(andallreplacements) issuedbyCitibank(SouthDakota), (whichwillbereferredtoasthe Bank )undertheGeneralServicesAdministration(G SA) ( GSA Contract ). Agency/Organization meanstheUnitedStatesfederalagency,bureau ,division, I , me , my and mine refertotheAgency/Organizationemployeenam edontheCardandwhohasagreedtobeboundbythi sAgreement.(1)THIS AGREEMENTB yactivating,signingorusingtheCardortheac countestablishedinconnectionwithit( Account ),I I donotagreetothetermsofthisAgreement,I agreethatI willbeboundtothetermsofthisAgreementtoth eextentthatI usetheCard.

2 (2)USE OF THE CARDC hargingandcashadvanceprivileges(ifallowe d) agreetousetheCardonlyforofficialtravelan dofficialtravelrelatedexpensesawayfrommy officialstation/ agreenottousetheCardforpersonal, understandthattheCardisnottransferablean dwillbeusedbymealoneonlyafterI havesignedtheCardonthebackabovethewords authorizedsignature. Unlesscanceled, ,I amrequestingthattheBankissuea :(i) ;(ii)uponterminationofmyemploymentwithmy Agency/Organization;(iii)upontermination oftheGSAC ontractand/ortaskorderbetweentheBankandt heAgency/Organization;(iv)if thecardisrepor tedlostorstolen;or(v)asnotedinSection10o fthisAgreement.

3 (3)LOSS, THEFT OR UNAUTHORIZEDUSEI agreetonotifytheBankandmyAgency/Organiza tionimmediatelyofanyloss, willnotifytheBank,byphoneat1-800-790-720 6,tollfreeintheContinentalUnitedStates,H awaii,Alaska,VirginIslands,Puer toRico,orCanada, willnotifymyAgency/Organizationif myCardisreturnedtomeafterIhavenotifiedth eBank,I willnotbeliableforunauthorizedchargestha taremadeonmyCard.(4)PAYMENTTheBankwillpr ovidememonthlywitha billingstatement,whichsetsfor thbillingdatawithrespecttoallmycharges, ,infull, tainchargesmaybebilleddirectlytomyAgency /Organizationandwillappearonmybillingsta tementasa ,I ,inelectronicformorwitha ,orwitha draftora checkdrawnona theBankdecidestoacceptapaymentmadeinsome otherform,paymentwillnotbecreditedtomyAc countuntilmypaymentisconver ,par tialpaymentsorchecksandmoneyordersmarked paymentinfull orwithotherrestrictiveendorsementswithou tlosinganyrightsunderthisAgreementorunde rthelaw.

4 (5)CHARGESMADE IN Foreign CurrencyConversionProcedures:IfI makea transactionina foreigncurrency,otherthana cashadvancemadeata branchorATMofoneoftheBank sCitiaffiliates,MasterCardorVisa,dependi ngonwhichcardisused,willconver rateit selectsfromtherangeofratesavailableinwho lesalecurrencymarkets,whichmayvaryfromth erateitreceives, a cashadvanceismadeinaforeigncurrencyata branchorATMofoneoftheBank saffiliates,theamountwillbeconver sCitiaffiliatecurrentlyusesa for TransactionsMade in ForeignCurrencies:Foreachpurchasemadeina foreigncurrency, ,if applicable, (i)addedto,andintegratedwith,theapplicab lecurrencyconversionrateor(ii)addedto,an dintegratedwith,thepostedtransactionamou nt.

5 (6)DISHONOREDCHECKSIf anymoneyorder,checkordraftisdeliveredtot heBankandcannotbeprocessed,orisnothonore dforitsfaceamountwhenpresented,Iagreetha ttheBankmayimposeasliquidateddamagesfori tscostsachargeof$15.(7)BILLINGINQUIRIES/ PROBLEMSWITH GOODS AND SERVICESIf I haveanyquestion,problemordisputeaboutthe billingstatement,IwillnotifytheBankinwri tingorbytelephone, understandthatI cannotholdtheBankaccountable,andtheBanki snotresponsible,forproblemssuchasmalfunc tions,failuresduetolackofquality,orother defectsrelatingtothegoodsorservicesthatI , anyestablishmentrefusestohonortheCard,or foranyotherproblemI mayhavewithsuchestablishment.

6 (8)PURCHASESAND CASH :I understandthatI mayusetheCardorAccountforpurchaseswherev ertheCardishonored,inaccordancewithmyAge ncy s/Organization Advance: ( ATMs )operatedbya bank,otherinstitutions,oraCitibankbranch teller, AdvanceTransactionFee:EachtimeI usemyCardtoobtaincashfromanATM,I willbeassesseda myAgency/Organizationhasnegotiateda lowerfee, , :If I amapprovedforcashadvanceprivileges,I willreceivea ( PIN ).ToobtaincashfromanATM,myPINmustbeenter edintotheATMafterI inser agreenottowritemyPINonmyCardoronanymater ialI agreethatif I voluntarilygivetheCardandmyPINtosomeonee lseforanyreason,I Ability to Get Cash at an ATM or CitibankBranch Bank:Anylimitsforobtainingcasharesetbyth eAgency s/Organization (South Dakota), card Liability:TheBankwillnotbeliableforanylo ssesordamagesresultingfromanyuseorattemp teduseofthecashadvanceprivilegesincludin g,butnotlimitedto,situationswhere: ATMsoranycomputersystems,includingCitiba nksystems,donotworkproperly; ATMsdonothaveenoughcash.

7 OrcircumstancesbeyondthecontroloftheBank .(9) : feeof3% , Theft or UnauthorizedUse:I agreetonotifyAmericanExpress,immediately at1-800-721-7282freeintheUnitedStates,Vi rginIslands,Canada,andPuer toRicotheseareasofanyloss,theftorunautho rizeduseofmytravellerscheques.(10)SUSPEN SIONAND CANCELLATIONTheBankmaysuspendorcancelmyC ardorAccountprivilegesassetfor :MyAccountisconsidereddelinquentif paymenthasnotbeenreceived55calendardaysf romtheclosingdate,myAgency/Organizationa ndI willbenotifiedofa paymentfortheundisputedprincipalamountha snotbeenreceived61calendardaysfromtheclo singdate,myAccountwillbesuspended, , :MyCardorAccountmaybecanceledif:(i)myCar disusedforunauthorizedpurposesandtheBank hasmyAgency s/Organization spermissiontocancel;(ii)myAccountispastd uefortheundisputedamounts120calendardays pasttheclosingdateandallsuspensionproced ureshavebeenmetbytheBank.

8 (iii) ,myCardorAccountwillbecanceledunlessothe rwisedirectedbymyAgency/Organization;or( iv)myAccounthasbeenpaidwithchecksreturne dbymyfinancialinstitutionforinsufficient funds( NSF )twoormoretimesina , ,IunderstandthatI understandthatmyAccountinformationmayber epor tedtocreditrepor tingagenciesif myF03-A532-5CP06-47890 GOVTIBT(12/06) 621327/14/0811:20 AM Page Fee and Reinstatementof myAgency/Organizationhasnegotiatedareins tatementfee,I of Suspension/CancellationRights:If theBankdoesnotenforceitsSuspensionandCan cellationrightsunderthisAgreementwithin1 80daysoftheclosingdateonthebillingstatem entinwhichthechargefirstappeared,it.

9 TheBankmayusea tcostsandreasonableattorneys fees,nottoexceedfifteenpercent(15%)ofthe amountowed,maybeaddedtotheAccountif theBankmustreferalloranypar toftheAccounttoanoutsideattorneyoragency forcollection.(11)CHANGINGTHIS AGREEMENTTheBankmay,uponwrittenapprovalb ytheGSAandmyAgency/Organization, I donotagreetothechanges,I agreethatI willbeboundbythenewtermsif I usetheCardaftertheeffectivedateofthenewt erms.(12)LIABILITYFOR CHARGESI amresponsibleforallpurchases,cashadvance sandfeeschargedtotheCardissuedtome,andth eBankwillseekpaymentforallchargesdirectl yfrommeregardlessofwhetherI havebeenreimbursedbymyAgency/Organizatio n.

10 (13)DISCLOSUREOF INFORMATIONI nadditiontoroutineusesunderthePrivacyAct ,I authorizetheBankto:(i)provideinformation aboutmyAccounttotheBank sserviceprovidersadministeringmyAccountu ndertheGSAC ontract;and(ii)discloseallnecessaryAccou ntinformationtooutsideattorneys,collecti onagenciesorcreditrepor tingagencies,if theBankrefersallorpar tofmyAccountforcollectioninaccordancewit htheGSAC ontractandmyAgency/Organization understandthatpastdueAccountswillberepor ,I amprovidingmywrittenconsenttothedisclosu reofinformationasprovidedinthisSection13 .(14)EXCHANGEOF INFORMATIONTheBankmayprovidetomyAgency/O rganizationmonthlyorasoftenasrequested, ,anyAccountdelinquencyinformation, , (15)TELEPHONEMONITORINGI understandthatfromtimetotimetheBankmaymo nitorand/orrecordtelephonecallsregarding myAccounttoassurethequalityofitsservice.