GOVERNMENT SERVICES TRAVEL CARD …

1 CONTINUEDONREVERSESIDEGOVERNMENTSERVICES TRAVELCARDPROGRAMCARDHOLDERACCOUNTAGREEM ENTIMPORTANT:BEFOREYOU SIGN OR USE THE GOVERNMENTCARD,READ THIS YOUR ( Agreement ), card meanstheenclosedCitibank GovernmentTravelCard(andallreplacements) issuedbyCitibank(SouthDakota), (whichwillbereferredtoasthe Bank )undertheGeneralServicesAdministration(G SA) ( GSA Contract ). Agency/Organization meanstheUnitedStatesfederalagency,bureau ,division, I , me , my and mine refertotheAgency/Organizationemployeenam edontheCardandwhohasagreedtobeboundbythi sAgreement.

2 (1)THIS AGREEMENTB yactivating,signingorusingtheCardortheac countestablishedinconnectionwithit( Account ),I I donotagreetothetermsofthisAgreement,I agreethatI willbeboundtothetermsofthisAgreementtoth eextentthatI usetheCard.(2)USE OF THE CARDC hargingandcashadvanceprivileges(ifallowe d) agreetousetheCardonlyforofficialtravelan dofficialtravelrelatedexpensesawayfrommy officialstation/ agreenottousetheCardforpersonal, understandthattheCardisnottransferablean dwillbeusedbymealoneonlyafterI havesignedtheCardonthebackabovethewords authorizedsignature.

3 Unlesscanceled, ,I amrequestingthattheBankissuea :(i) ;(ii)uponterminationofmyemploymentwithmy Agency/Organization;(iii)upontermination oftheGSAC ontractand/ortaskorderbetweentheBankandt heAgency/Organization;(iv)if thecardisrepor tedlostorstolen;or(v)asnotedinSection10o fthisAgreement.(3)LOSS, THEFT OR UNAUTHORIZEDUSEI agreetonotifytheBankandmyAgency/Organiza tionimmediatelyofanyloss, willnotifytheBank,byphoneat1-800-790-720 6,tollfreeintheContinentalUnitedStates,H awaii,Alaska,VirginIslands,Puer toRico,orCanada, willnotifymyAgency/Organizationif myCardisreturnedtomeafterIhavenotifiedth eBank,I willnotbeliableforunauthorizedchargestha taremadeonmyCard.

4 (4)PAYMENTTheBankwillprovidememonthlywit ha billingstatement,whichsetsfor thbillingdatawithrespecttoallmycharges, ,infull, tainchargesmaybebilleddirectlytomyAgency /Organizationandwillappearonmybillingsta tementasa ,I ,inelectronicformorwitha ,orwitha draftora checkdrawnona theBankdecidestoacceptapaymentmadeinsome otherform,paymentwillnotbecreditedtomyAc countuntilmypaymentisconver ,par tialpaymentsorchecksandmoneyordersmarked paymentinfull orwithotherrestrictiveendorsementswithou tlosinganyrightsunderthisAgreementorunde rthelaw.

5 (5)CHARGESMADE IN Foreign CurrencyConversionProcedures:IfI makea transactionina foreigncurrency,otherthana cashadvancemadeata branchorATMofoneoftheBank sCitiaffiliates,MasterCardorVisa,dependi ngonwhichcardisused,willconver rateit selectsfromtherangeofratesavailableinwho lesalecurrencymarkets,whichmayvaryfromth erateitreceives, a cashadvanceismadeinaforeigncurrencyata branchorATMofoneoftheBank saffiliates,theamountwillbeconver sCitiaffiliatecurrentlyusesa for TransactionsMade in ForeignCurrencies.

6 Foreachpurchasemadeina foreigncurrency, ,if applicable, (i)addedto,andintegratedwith,theapplicab lecurrencyconversionrateor(ii)addedto,an dintegratedwith,thepostedtransactionamou nt.(6)DISHONOREDCHECKSIf anymoneyorder,checkordraftisdeliveredtot heBankandcannotbeprocessed,orisnothonore dforitsfaceamountwhenpresented,Iagreetha ttheBankmayimposeasliquidateddamagesfori tscostsachargeof$15.(7)BILLINGINQUIRIES/ PROBLEMSWITH GOODS AND SERVICESIf I haveanyquestion,problemordisputeaboutthe billingstatement,IwillnotifytheBankinwri tingorbytelephone, understandthatI cannotholdtheBankaccountable,andtheBanki snotresponsible,forproblemssuchasmalfunc tions,failuresduetolackofquality,orother defectsrelatingtothegoodsorservicesthatI , anyestablishmentrefusestohonortheCard,or foranyotherproblemI mayhavewithsuchestablishment.

7 (8)PURCHASESAND CASH :I understandthatI mayusetheCardorAccountforpurchaseswherev ertheCardishonored,inaccordancewithmyAge ncy s/Organization Advance: ( ATMs )operatedbya bank,otherinstitutions,oraCitibankbranch teller, AdvanceTransactionFee:EachtimeI usemyCardtoobtaincashfromanATM,I willbeassesseda myAgency/Organizationhasnegotiateda lowerfee, , :If I amapprovedforcashadvanceprivileges,I willreceivea ( PIN ).ToobtaincashfromanATM,myPINmustbeenter edintotheATMafterI inser agreenottowritemyPINonmyCardoronanymater ialI agreethatif I voluntarilygivetheCardandmyPINtosomeonee lseforanyreason,I Ability to Get Cash at an ATM or CitibankBranch Bank:Anylimitsforobtainingcasharesetbyth eAgency s/Organization (South Dakota), card Liability:TheBankwillnotbeliableforanylo ssesordamagesresultingfromanyuseorattemp teduseofthecashadvanceprivilegesincludin g,butnotlimitedto,situationswhere.

8 ATMsoranycomputersystems,includingCitiba nksystems,donotworkproperly; ATMsdonothaveenoughcash; OrcircumstancesbeyondthecontroloftheBank .(9) : feeof3% , Theft or UnauthorizedUse:I agreetonotifyAmericanExpress,immediately at1-800-721-7282freeintheUnitedStates,Vi rginIslands,Canada,andPuer toRicotheseareasofanyloss,theftorunautho rizeduseofmytravellerscheques.(10)SUSPEN SIONAND CANCELLATIONTheBankmaysuspendorcancelmyC ardorAccountprivilegesassetfor :MyAccountisconsidereddelinquentif paymenthasnotbeenreceived55calendardaysf romtheclosingdate,myAgency/Organizationa ndI willbenotifiedofa paymentfortheundisputedprincipalamountha snotbeenreceived61calendardaysfromtheclo singdate,myAccountwillbesuspended, , :MyCardorAccountmaybecanceledif:(i)myCar disusedforunauthorizedpurposesandtheBank hasmyAgency s/Organization spermissiontocancel.

9 (ii)myAccountispastduefortheundisputedam ounts120calendardayspasttheclosingdatean dallsuspensionprocedureshavebeenmetbythe Bank;(iii) ,myCardorAccountwillbecanceledunlessothe rwisedirectedbymyAgency/Organization;or( iv)myAccounthasbeenpaidwithchecksreturne dbymyfinancialinstitutionforinsufficient funds( NSF )twoormoretimesina , ,IunderstandthatI understandthatmyAccountinformationmayber epor tedtocreditrepor tingagenciesif myF03-A532-5CP06-47890 GOVTIBT(12/06) 621327/14/0811:20 AM Page Fee and Reinstatementof myAgency/Organizationhasnegotiatedareins tatementfee,I of Suspension/CancellationRights.

10 If theBankdoesnotenforceitsSuspensionandCan cellationrightsunderthisAgreementwithin1 80daysoftheclosingdateonthebillingstatem entinwhichthechargefirstappeared,it :TheBankmayusea tcostsandreasonableattorneys fees,nottoexceedfifteenpercent(15%)ofthe amountowed,maybeaddedtotheAccountif theBankmustreferalloranypar toftheAccounttoanoutsideattorneyoragency forcollection.(11)CHANGINGTHIS AGREEMENTTheBankmay,uponwrittenapprovalb ytheGSAandmyAgency/Organization, I donotagreetothechanges,I agreethatI willbeboundbythenewtermsif I usetheCardaftertheeffectivedateofthenewt erms.