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Reverse Mortgages - Consumer Information
a “term” option — fixed monthly cash advances for a specific time. a “tenure” option — fixed monthly cash advances for as long as you live in your home. a line of credit that lets you draw down the loan proceeds at any time in amounts you choose until you have used up …
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Para informacion en espanol, visite …
www.consumer.ftc.govsome cases, you may have more rights under state law. For more information, contact your state or local consumer protection agency or your state Attorney General.
Used Car Buyers Guides - English - Consumer …
www.consumer.ftc.govBUYERS GUIDE. IMPORTANT: ... consumer purchase (except for purpose of test-driving) violates federal law (16 C.F.R. 455). FOR COMPLAINTS AFTER SALE, CONTACT:
Annual Credit Report Request Form - Consumer …
www.consumer.ftc.govAnnual Credit Report Request Form Once complete, fold (do not staple or tape), place into a #10 envelope, affix required postage and mail to:
IdentityTheft.gov A Recovery Guide
www.consumer.ftc.gov3 What To Do Next Take a deep breath and begin to repair the damage. Close new accounts opened in your name. ☐ Now that you have an Identity Theft Report, call the fraud department of each business where an account was opened. • Explain that someone stole your identity.
Buying a Used Car - Consumer Information
www.consumer.ftc.govif the Buyers Guide says the car comes with a warranty and the contract says the car is sold “as is,” the dealer must give you the warranty described in the Guide.
The Truth, the Whole Truth, and Nothing But…
www.consumer.ftc.govFTC Fact Sheet: The Truth, the Whole Truth, and Nothing But… A dvertising has good information for people trying to decide what to buy. To make a
Guide for Assisting Identity Theft Victims - consumer.ftc.gov
www.consumer.ftc.gov• A victim of existing account misuse often can resolve problems directly with the financial institution, which will consider the victim’s prior relationship with the institution and the victim’s typical spending and payment patterns.
A Summary of Your Rights Under the Fair Credit Reporting Act
www.consumer.ftc.govIn some cases, you may have more rights under state law. For more information, contact your state or local consumer protection agency or your state Attorney General. For information about your federal rights, contact:
Electronic Banking - Consumer Information
www.consumer.ftc.govElectronic Fund Transfers Electronic banking, also known as electronic fund transfer (EFT), uses computer and electronic technology in place of checks and other paper transactions. EFTs ... The federal Electronic Fund Transfer Act (EFT Act) covers some electronic consumer transactions.
s a public service, the staff of the Federal Trade ...
www.consumer.ftc.govprepared the following complete text of the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq. Although staff generally followed the format of the U.S. Code as published by the Government Printing Office, the format of this text does differ in minor ways from the Code (and from
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The Impact of HIV/AIDS on Education - UNESCO
portal.unesco.orgtraditionally sold as exports, and where (as in Laos) a large percentage of state income derives from trade and service enterprises, the impact of AIDS on industry, construction, and transport may affect tax revenues and government budgets (UNDP 1992). There are also other causes of economic loss, in regard to: 1. savings and investments.