Start enjoying all the advantages the PaychekPLUS! Visa ...

1 Start enjoying all the advantages the paychekplus ! Elite visa Payroll Card offers. Avoid check-cashing fees Enjoy several free ways to access your pay Never miss a payday access your pay even if you are sick, on vacation Take control of your funds with your or if it is your day off online card account Make purchases anywhere visa Pay bills without leaving your home debit cards are accepted Enjoy Free Text Alerts*, Free Savings Get the security of carrying less cash Account, Free Cash Back Rewards Access, benefits and features that you just can't get from a paper check. Ask your manager for an enrollment form. *Standard text messaging rates will apply. Please check with your cell phone carrier and inquire about fees your carrier may associate with Text Alerts.

2 The paychekplus ! Elite visa Payroll Card is issued by The Bancorp Bank pursuant to a license from visa Inc. The Bancorp Bank; Member FDIC. paychekplus ! Elite visa Payroll Card Quick Reference Guide Free Ways to Access Your Pay Accessing Your Card Account Signature Purchases you sign for Online Pay bills direct to merchant online, by phone or in-person View your card account balance and activity Money Order at Post Office locations USPS View your monthly statement and card account charges may apply, see cardholder agreement history Allpoint ATM withdrawals Go to Update or change your PIN, address and other to find nearest location information Transfer funds to a bank account Sign up for a Savings account, Text Alerts, and other Over-the-counter cash withdrawal* at a bank card features displaying the visa Acceptance Mark (logo)

3 Read more about the types of transactions you can ChekToday Convenience Check make and get helpful tips *If you are unable to complete this transaction at a bank branch displaying the visa Transfer funds to a bank account acceptance mark, please report the incident using the number on the back of your card. Get a direct deposit form to have other sources of income deposited to your card Helpful Tips for Using Your Card Save in your favorites Get Cash without a Fee: Simple ask for cash back when you make a purchase. It's free and more convenient than By Phone (toll-free). an ATM. You can access your card account by calling the toll-free Customer Service number, also listed on the back of your Remember to Use Allpoint ATMs: Visit card, and using the automated system for quick access to find the nearest location.

4 Or speaking with a Customer Service Representative. Security: Keep your PIN in a safe place and never share with anyone. Convenient Card Features Know Before You Spend: Sign up for FREE Text Free Text Alerts**. Alerts** and you can have on demand balance updates Always know your balance. You can choose your alerts sent to you just text BAL to 90831. and get up-to-the minute balance updates anytime, **This is a free service available with your card but you may receive a anywhere. fee from your cell hone provider depending on your cell phone rate plan. **This is a free service available with your card, but you may receive a fee from your cell hone provider depending on your cell phone rate plan. Pre-Authorization Holds: These holds usually occur when the total price is uncertain at the time of purchase.

5 Free Cash Back Rewards Once the transaction is processed, the hold will be Make purchases that earn rewards and get cash back removed and you will only be charged for the final bill each month on your card. It's that simple no promotion amount. Examples: codes or coupons needed. View offers and rewards through your online card account. Restaurants and Hair Salons Purchases will process for 20% more than the bill to cover the estimated tip. Free Savings Account Paying for Gas Pay inside instead of at the This interest-bearing account is a great way to save for pump to avoid a hold between $75 and $100. the future and expenses. You can also schedule auto- Hotels and Rental Cars They will typically hold transfers online or by phone. funds to cover the entire estimated bill, plus an additional amount for incidentals.

6 International Money Transfer with Western Union . For questions about holds, contact the customer service You can send money to family and friends at any of the number on the back of your card. over 46,000 Western Union Agent locations in the Over-the-Counter Cash Withdrawal: Any bank branch displaying the visa acceptance mark can give Bill Pay you cash from your card, but some tellers are unfamiliar Paying bills with your card is easy online, by phone or with the process. If a teller refuses or attempts to in-person. You can pay directly to a billing company or charge you for this service, report the incident using the use the Bill Pay service available with your card to pay number on the back of your card. multiple billers at one time for a low, flat fee per bill paid.

7 This card is issued by The Bancorp Bank pursuant to a license from visa USA, Inc. The Bancorp Bank; Member FDIC.