Transamerica Stable Value Option**

1 Release Date: 06-30-2018 Transamerica Stable Value Option** .. Transamerica Asset ClassificationShort Bonds/ Stable /MMkt** Stable ValueInvestment Objective & StrategyBest suited for investors seeking a Stable return and safety of principal. The investment seeks to protect against any loss of principal while generally providing returns in excess of money market funds and one-year treasury bills. The investment has a portfolio investment rate design in which all deposits are credited with the same interest rate, credited on a daily basis, and there is no set maturity. The effective credited interest rate is set semi-annually and effective on the first day of the semi-annual period.

2 Contract charges may reduce this shown for the Transamerica Stable Value Optionis the annual effective credited rate for the period of the contract asset charge and anydiscontinuance charges or service fees deducted from anaccount would reduce a participants return. The TransamericaStable Value Option is available under contract form numberTGP-439-194, CNT-TALIAC 05-02 or CNT-TLIC 10-05, groupvariable annuity contracts issued by Transamerica LifeInsurance Company ("TLIC"), 4333 Edgewood Road NE, CedarRapids, Iowa 52499. Contract form and number may vary, andinvestment choices may not be available in all jurisdictions. TLICis not authorized in New York and does not do business in NewYork.

3 The Transamerica Stable Value Option is an investmentchoice backed by the general account of TLIC. The assets in thegeneral account are supported by the financial stability of TLIC declares interest rates and backs the principal andinterest of this investment choice, any guarantees are subjectto the claims paying ability of the insurance company. Thisoption is not guaranteed by the FDIC or any other governmentagency. Although plan participants generally may withdrawassets from the Stable Value investment choice withoutrestrictions, a hold can apply on the plan's assets in a StableValue investment choice. If a plan sponsor wishes to remove aTransamerica Stable Value investment choice as an option fromthe plan, then depending on the contract, TLIC may impose ahold for up to a 270-day period on the Stable Value investmentchoice assets at the plan level if the most recently announcedupcoming credited rate has increased or has not will provide at least 45 days advance notice ofany interest rate change for each semi-annual , under limited circumstances, Transamerica mayimpose up to a 12-month delay period on all withdrawalrequests from all plan sponsors at the plan **See Disclosure.

4 Cash Equivalents Pages for a description ofthis type of Cash Equivalent investment choice under "CashEquivalents Investment Risk."**See Disclosure: Cash Equivalents Pages for a description ofthis asset class category under "Cash Equivalents InvestmentRisk."Principal RisksCredit and Counterparty, Extension, Prepayment (Call),Reinvestment, Not FDIC Insured, Active Management, Issuer,High-Yield Securities, Government Obligations, Fixed-Income Securities, Maturity/Duration, Cash Drag, Investment-Grade Securities, Management, Unrated Securities, Variable-Rate more information please see the Principal Risks section ofthe Disclosure Choice Annual Returns as of year-endTotal Ret %Bmark %Fund Rank % Returns as of 06-30-18 Total Ret %Bmark %Fund Rank % Growth of $10,000 start date 12-31-0706-30-18 Investment Choice$12, Disclosure.

5 The performance data quotedrepresents past performance and does not guaranteefuture results. The investment return and principal valuewill fluctuate. Upon redemption, shares may be worthmore or less than their original cost. Currentperformance may be lower or higher than return dataquoted herein. Go to to obtainperformance current to the most recent month-end. Seeperformance section of the disclosure page for moreimportant information. Investment choices are available from TransamericaLife Insurance Company (TLIC or Transamerica ) undercontract form # TGP-439-194, TGP-416-192/194,TGP-430-192/194, CNT-TALIAC 05-02, or CNT-TLIC10-05, group variable annuity contracts underwritten byTLIC.

6 TLIC is not authorized in New York and does notdo business in New York. Contract Form and numbermay vary, and the Investment Choices may not beavailable in all jurisdictions. Contract fees and chargesmay apply. For complete information, contact yourTransamerica representative. NOT FDIC INSURED. MAY LOSE Value . NO Strength Best (05-08-13)A+ (Superior)2nd of 16 Fitch (09-26-16)A+ (Strong)5th of 19 Standard & Poor's(01-03-13)AA- (Very Strong)4th of 21 Moody's (04-30-13)A1 (Good)5th of has received the above high claims paying ability ratingsfrom the top four financial ratings agencies. data provided byTransamerica Corporation. Dates in parentheses indicate thelast time the rating was changed.

7 Financial Strength Ratings (as defined by each individualrating agency) Best: The A+ (Superior) rating is assigned to companiesthat have, in our opinion, a superior ability to meet their ongoinginsurance obligations. Fitch: The A+ (Strong) rating denotes expectations of lowdefault risk. The capacity for payment of financial commitmentsis considered strong. This capacity may, nevertheless, be morevulnerable to adverse business or economic conditions than isthe case for higher ratings. Standard & Poor's: The AA- (Very Strong) rating denotes a verystrong capacity to meet financial commitments. Moody's: The A1 (Good) rating is considered upper-mediumgrade and is subject to low credit 2018 Morningstar, Inc.

8 , Morningstar Investment Profiles 312-696-6000. All rights reserved. The information contained herein: (1) is proprietary to Morningstarand/or its content providers; (2) may not be copied or distributed and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its contentproviders are responsible for any damages or losses arising from any use of information. Past performance is no guarantee of future performance. Visit our investmentwebsite at The investment fact sheets must be accompanied by thisdisclosure statement. The performance data given representspast performance and should not be considered indicative offuture results. An investment in these investment choices,other than the Transamerica Stable Value investment choice(s),is subject to market risk.

9 Principal Value and investment returnwill fluctuate, so that an investor's shares, when redeemed,may be worth more or less than the original investment. Currentperformance may be lower or higher than the performance dataquoted herein. Separate account investment choice statisticschange over time. The investment choice is not FDIC insured,may lose Value and is not guaranteed by a bank or other financialinstitution. The separate account investment choices offered are exemptfrom registration with the SEC; therefore, no prospectuses arefiled for them. However, certain of the separate accountinvestment choices, other than the Stable Value investmentchoices, invest in mutual funds which are subject to SECregistration.

10 Translations of any materials or text into languages other thanEnglish are intended solely as a convenience to the non-Englishlanguage speakers and are not legally binding. Such materialsand their translation help to facilitate the administration andoperation of the plan and are not intended as an investmentsolicitation or an investment recommendation. We haveattempted to provide an accurate translation of the originalmaterial in English, but due to the nuances in translating to aforeign language, slight differences may exist. Assistance maybe available to non-English language speakers in order to helpunderstand the retirement plan materials and any applicablerelated investment disclosure materials (which may beavailable only in the English language) for the investmentoptions under the plan.