GOVERNMENT SERVICES TRAVEL CARD PROGRAM …

1 CONTINUEDONREVERSESIDEGOVERNMENTSERVICES TRAVELCARDPROGRAMCARDHOLDERACCOUNTAGREEM ENTIMPORTANT:BEFOREYOU SIGN OR USE THE GOVERNMENTCARD,READ THIS YOUR this agreement ( agreement )," card "meansthe enclosedCitibank GovernmentTravelCard (and allreplacements)issuedby Citibank(SouthDakota), (whichwill bereferredto as the Bank ) underthe GeneralServicesAdministration(GSA)contra ctno. GS-23F-T0003( GSA Contract ). Agency/Organization meansthe UnitedStatesfederalagency,bureau,divisio n,officeor otherorganizationalentitythat has requested/authorizedthe Bank to open an accountfor me. The words I , me , my and mine refer to the Agency/Organizationemployeenamedonthe card and who has agreedto be boundby this agreement .(1)THIS AGREEMENTBy activating,signingor usingthe card or the accountestablishedinconnectionwith it ( account ), I am agreeingto the termsof I do not agreeto the termsof this agreement ,I will cutthe card in half and returnthe piecesto the Bank beforeusing the agreethat I will be boundto the termsof this Agreementto the extentthat I use the card .

2 (2)USE OF THE CARDC hargingand cash advanceprivileges(if allowed)on the card andAccountare providedby the Bank pursuantto the GSA Contractand thetask orderof my Agency/Organizationand are subjectto agreeto use the card only for officialtraveland officialtravelrelatedexpensesawayfrom my officialstation/dutystationinaccordancew ith my agreenot to use theCard for personal,familyor understandthat theCard is not transferableand will be used by me alone only after I havesignedthe card on the back abovethe words authorizedsignature. Unlesscanceled,the card will be valid throughthe expirationdateprintedon its face. By agreeingto the termsof this agreement ,I amrequestingthat the Bank issue a renewalCard to me beforethe currentCard Bank will continueto issue renewalCardsuntil myAgency/Organizationor I tell the Bank to cashadvanceprivilegeswill be automaticallywithdrawn:(i) upon requestofthe GOVERNMENT ;(ii) upon terminationof my employmentwith myAgency/Organization;(iii) upon terminationof the GSA Contractand/ortask order betweenthe Bank and the Agency/Organization;(iv) if thecard is reportedlost or stolen;or (v) as notedin Section10 of thisAgreement.

3 (3)LOSS, THEFT OR UNAUTHORIZEDUSEI agreeto notifythe Bank and my Agency/Organizationimmediatelyofany loss, theft or unauthorizeduse of the card or will notifythe Bank,by phoneat 1-800-790-7206,toll free in the ContinentalUnitedStates,Hawaii,Alaska,Vi rginIslands,PuertoRico, or Canada,or collectat will notifymyAgency/Organizationif my card is returnedto me after Ihave notifiedthe Bank,I agreenot to use the card . I will not be liablefor unauthorizedchargesthat are madeon my card .(4)PAYMENTThe Bank will provideme monthlywith a billingstatement,whichsetsforth billingdata with respectto all my charges,cash transactionsandfees relatingto the card and billingstatementis due andpayable,in full, upon receiptof the statementbut must be receivedbythe Bank no later than 25 calendardays from the closingdate on thestatementin whichthe be billeddirectlyto my Agency/Organizationand will appearon my billingstatementas a memorandumitem only.

4 In the event these chargesarelater billed to my account ,I agree to pay such chargesin full. Paymentsmust be madein currency,in electronicform or with a moneyorder payablein dollars,or with a draft or a checkdrawnon a bankin the and payablein the Bank decidesto acceptapaymentmadein someother form, paymentwill not be creditedto myAccountuntil my paymentis convertedinto one of the Bank may acceptlate payments,partialpaymentsorchecksand moneyordersmarked paymentin full or with otherrestrictiveendorsementswithoutlosin gany rightsunderthisAgreementor underthe law.(5)CHARGESMADE IN Foreign CurrencyConversionProcedures:IfI makea transactionin a foreigncurrency,other than a cashadvancemadeat a branchor ATM of one of the Bank sCitiaffiliates,MasterCardor Visa, dependingon whichcard isused,will convertthe amountinto Visa will act in accordancewith their operatingregulationsor foreigncurrencyconversionproceduresthen in a conversionrate in effectone dayprior to its transactionprocessingdate.

5 Such rate is eitherawholesalemarketrate or the GOVERNMENT -mandatedrate. Visacurrentlyuses a conversionrate in effecton its applicablecentralprocessingdate. Such rate is eithera rate it selectsfromthe rangeof ratesavailablein wholesalecurrencymarkets,whichmay vary from the rate it receives,or thegovernment-mandatedrate. If a cash advanceis madein aforeigncurrencyat a branchor ATM of one of the Bank saffiliates,the amountwill be convertedinto dollarsby aCiti affiliatein accordancewith its foreigncurrencyconversionproceduresthen in Bank sCiti affiliatecurrentlyuses a conversionrate in effecton its is eithera mid-pointmarketrate or thegovernment-mandatedrate. The foreigncurrencyconversionrate in effecton the applicableprocessingdate for atransactionmay differ from the rate in effecton the sale orpostingdate on my for TransactionsMade in ForeignCurrencies:For each purchasemadein a foreigncurrency,the Bank will pass along all chargesassessedby the addition,if applicable,the Bank will chargeaforeigntransactionfee indicatedin the accompanyingTable ofFees and total foreigncurrencytransactionfeewill eitherbe (i) addedto, and integratedwith, the applicablecurrencyconversionrate or (ii) addedto, and integratedwith,the postedtransactionamount.

6 (6)DISHONOREDCHECKSIf any moneyorder,checkor draft is deliveredto the Bank and cannotbe processed,or is not honoredfor its face amountwhenpresented,I agreethat the Bank may imposeas liquidateddamagesfor its costsa chargeof $15.(7)BILLINGINQUIRIES/ PROBLEMSWITH GOODS AND SERVICESIf I have any question,problemor disputeaboutthe billingstatement,Iwill notifythe Bank in writingor by telephone,within60 days of thebillingdate on the Bank will take all reasonableandappropriatestepsto providethe informationI requestor understandthat I cannothold the Bank accountable,and theBank is not responsible,for problemssuch as malfunctions,failuresdue to lack of quality,or other defectsrelatingto the goodsor servicesthat I purchasewith my card or these types of disputes,Imustpay the Bankthe chargeand settlemy disputewith theestablishmentwherethe goodsor serviceswere Bankwill not be responsibleif any establishmentrefusesto honorthe card .

7 Or for any other problemI may have with such establishment.(8)PURCHASESAND CASH :I understandthat I may use the card or Accountfor purchaseswhereverthe card is honored,in accordancewith my Agency s/Organization spoliciesand Advance:My Agency/Organizationmay approvemyCard or Accountfor cash will enableme to use my card to obtaincash from automatedtellermachines( ATMs ) operatedby a bank,other institutions,ora Citibankbranchteller,whenauthorizedby my AdvanceTransactionFee:Each time I use my card toobtaincash from an ATM, I will be assesseda transactionfeeof my Agency/Organizationhas negotiateda lowerfee, the loweramountwill transactionfeewill be billed to me on my somecases,asurchargemay be imposedby ATM.

8 If I am approvedfor cashadvanceprivileges,I will receivea code is my personalidentificationnumber( PIN ). Toobtaincash from an ATM, my PIN must be enteredinto theATM after I insertmy agreeto take all reasonableprecautionsto preventany other personfrom learningmy PINor usingmy card to agreenot to write my PIN on my card or on any materialI keep withthe card . I agreethat if I voluntarilygive the card and my PINto someoneelse for any reason,I am authorizingalltransactionsmadeby that Ability to Get Cash at an ATM or CitibankBranch Bank:Any limitsfor obtainingcashare set by the Agency s/Organization the numberof and the dollaramountof transactionsmay be restrictedby the operatorsofthe (South Dakota), card Liability:The Bank willnot be liable for any lossesor damagesresultingfrom any useor attempteduse of the cash advanceprivilegesincluding,butnot limitedto, situationswhere: ATMsor any computersystems,includingCitibanksystems ,do not work properly; ATMsdo not have enoughcash; Or circumstancesbeyondthe controlof the Bank.

9 (9) :My Agency/OrganizationmayapprovemyAccountfo r will enablemeto makepurchasesof AmericanExpresstravellerschequesthroughm y card or fee of 3% will be , Theft or UnauthorizedUse:I agreeto notifyAmericanExpress,immediatelyat 1-800-721-7282free in the UnitedStates,VirginIslands,Canada,and PuertoRico these areas ofany loss, theft or unauthorizeduse of my travellerscheques.(10)SUSPENSIONAND CANCELLATIONThe Bank may suspendor cancelmy card or Accountprivilegesas setforth in this :My Accountis considereddelinquentif paymentfor the undisputedprincipalamounthas not been received45calendardays from the closingdate on the billingstatementinwhichthe will receivenotificationfrom theBank requestingpaymentof the undisputedpast due paymenthas not been received55 calendardays from theclosingdate, my Agency/Organizationand I will be notifiedthatthe suspensionprocesswill be I will be notifiedof a point of contactto assistin resolvingthe past due paymentfor theundisputedprincipalamounthas not beenreceived61calendardays from the closingdate, my Accountwill besuspended.

10 Unlessotherwisedirectedby my Agency/Organizationor the GSA ContractingOfficerhas the right to suspendmy Accountfor any paymentof the undisputedprincipalamountto the Bank,my Accountwill be :My card or Accountmay be canceledif: (i) myCard is used for unauthorizedpurposesand the Bank has myAgency s/Organization spermissionto cancel;(ii) myAccountis past due for the undisputedamounts120 calendardays past the closingdate and all suspensionprocedureshave beenmet by the Bank;(iii) my Accounthas beensuspendedtwo timesduringa 12-monthperiodforundisputedamountsandis I will be notifiedthat the cancellationprocesswill be paymentfor the undisputedprincipalamounthas not been received126 calendardaysfrom the closingdate, my card or Accountwill be canceledunlessotherwisedirectedby my Agency/Organization.