Product Disclosure Statement - Bank Accounts, Super ...

1 1 About this documentThis Product Disclosure Statement (PDS) is issued by Superannuation Proprietary Limited Australian Business Number (ABN) 31 008 428 322 Australian Financial Services (AFS) Licence No. 234654 Registrable Superannuation Entity (RSE) Licence L0002523 (NM Super ) and contains important information for WealthView ewrap PDS is effective from 20 August PDS for WealthView ewrap Super /Pension is contained in two parts:PART 1 which sets out general information about WealthView ewrap 2 which sets out the available investment options and contains information on the managed investments available through the WealthView ewrap should read both PART 1 and PART 2 of the PDS before making an investment decision.

2 The offer or invitation to which this PDS relates is only available to persons receiving this PDS in NM SuperNM Super is an RSE Licensee under the Superannuation Industry (Supervision) Act 1993 (SIS), which means that it has satisfied licensing conditions set by the Australian Prudential Regulation Authority (APRA). NM Super is responsible for the monitoring and management of the fund for the benefit of all members in accordance with the governing rules of the fund and relevant Super is a subsidiary of AMP Limited ABN 49 079 354 519 (AMP). On 30 June 2012, NM Super replaced Asgard Capital Management Limited ABN 92 009 279 592 AFS Licence No. 240695 (Asgard) as the trustee and issuer of WealthView ewrap registered office for NM Super is: Superannuation Proprietary Limited 33 Alfred Street Sydney NSW 2000In this PDS, all references to the Trustee are references to NM Super .

3 In this PDS, all references to we , us or our is a reference to the Trustee or the administrator acting on the Trustee s behalf, as the context and custodian for WealthView ewrap Super /PensionAsgard is the administrator and custodian for WealthView ewrap Super /Pension and receives a fee for providing these services. Asgard is a subsidiary of Westpac Banking Corporation ABN 33 007 457 141 AFS Licence No. 233714 (Westpac). is a division of the administrator for WealthView ewrap Super /Pension Asgard will collect, use and disclose your personal information to administer your membership on behalf of NM Super . NM Super will only disclose your information to Asgard in accordance with its Privacy consents to statements made in this document relating to partiesAMP Capital Investors Limited ABN 59 001 777 591 AFS Licence No.

4 232497 (AMP Capital), National Mutual Funds Management Ltd ABN 32 006 787 720 AFS Licence No. 234652 (NMFM) and ipac Asset Management Limited ABN 22 003 257 225 AFS Licence No. 234655 (ipac) are each responsible entities of one or more managed investment schemes that are available through WealthView ewrap Capital, NMFM and ipac are also subsidiaries of main distributors of WealthView are Hillross Financial Services Limited ABN 77 003 323 055 AFS Licence No. 232705 (Hillross), and AMP Financial Planning Pty Limited ABN 89 051 208 327 AFS Licence No. 232706 (AMP FP). Hillross and AMP FP are wholly owned subsidiaries of OF ISSUE: 20 AUGUST 2012 Product Disclosure StatementWealthView eWR AP Super /Pension202255 0812 114/08/12 11:44 AMWealthView ewrap - Term Allocated Pension is closed.

5 Document not up to information about WealthView ewrap Super /PensionThis PDS has been prepared in accordance with our obligations under superannuation law and its terms do not form the basis of contractual relations between you and us, except where this is specifically intended to be the case (for example, in Investor declarations, conditions and acknowledgments, pages 47 to 49, and in relation to any other acknowledgements and representations you make to us in the forms).Other than specified by legislation, including superannuation law, this PDS does not confer on any additional rights. We reserve the right to change the features and provisions relating to this Product as contained in this PDS, but will provide you with notice of any such change or liability to access such information pursuant to superannuation law (see Keeping you informed on page 32 to generally find out more about how we will keep you informed.)

6 Your rights in relation to the account are governed by The Retirement Plan Trust Deed dated 13 November 1995 as amended from time to time (Trust Deed) (which overrides any provisions in this PDS), superannuation law and the general investment in the investment options offered through WealthView is subject to investment risk, including possible delays in repayment and loss of income and capital invested. None of NM Super , Hillross, AMP FP, any other member of the AMP group, investment managers, Asgard and any other company within the Westpac Group, or fund managers guarantee the repayment of capital, payment of income, the performance of the investment options, or the fund provisions of the investments available through the accounts or any other investment information, example or Statement in this PDS should not be taken as the giving of financial Product advice by NM Super , Asgard and any other company within the Westpac Group, Hillross or any company in the AMP group.

7 The information provided in this PDS is general information only. It does not take into account your investment objectives, financial position or needs. Before acting on the information, you should consider the appropriateness of the information having regard to your personal objectives, financial situation or S8242 0 8/12202255 0812 214/08/12 11:44 AMWealthView ewrap - Term Allocated Pension is closed. Document not up to OF ISSUE: 20 AUGUST 2012 Supplementary Product Disclosure StatementWealthView eWR AP Super /PensionAbout this documentThis Supplementary Product Disclosure Statement (SPDS) is issued by Superannuation Proprietary Limited Australian Business Number (ABN) 31 008 428 322 Australian Financial Services (AFS) Licence No.

8 234654 Registrable Superannuation Entity (RSE) Licence L0002523 (NM Super ) and contains important information for WealthView ewrap is a SPDS to WealthView ewrap Super /Pension Product Disclosure Statement (PDS) dated 20 August 2012. Please note this SPDS replaces the SPDSs with issue dates of 23 October 2011 and 30 June 2012. You must read this SPDS in conjunction with the above mentioned to WealthView ewrap Super /Pension PDSA. CHANGE IN TRUSTEEP rior to 30 June 2012, Asgard Capital Management Limited ABN 92 009 279 592 AFS Licence No. 240695 (Asgard) was the trustee for WealthView ewrap Super /Pension. The WealthView ewrap Super /Pension is governed by The Retirement Plan ABN 40 236 806 679 (Fund) Trust Deed dated 13 November 1995 as amended from time to time.

9 As at 30 June 2012, NM Super replaced Asgard as the trustee of WealthView ewrap at the change of trustee, insurance cover through InsuranceCare will be offered by NM Super and AIA Australia Limited ABN 79 004 837 861 AFSL 230043 (AIA Australia) will remain as issuer of this cover under new Master Policies held by NM Super . All insurance cover is provided under, and is subject to the terms and conditions in the relevant Master Policy. Asgard will continue to administer the insurance offered under the relevant Master Policy. Asgard will continue as administrator and custodian for the WealthView ewrap Super /Pension and is entitled to a fee for the services it provides in these roles.

10 Any references to Asgard as the trustee should be consents to statements made in this document relating to Australia consents to statements made in this document relating to AIA CHANGE TO IMPORTANT INFORMATION The information on page 1 in the PDS is no longer relevant and should be CHANGES TO PRIVACY STATEMENTThe collection, use and Disclosure of your personal information as a member of WealthView ewrap Super /Pension will be covered by the Privacy Statement of NM Super . The Privacy Statement on pages 45 to 46 in the PDS is replaced with the following text:Your privacy use and Disclosure of personal informationThe privacy of your personal information is important to you and also to us.