Supplementary Product Disclosure Statement (SPDS)

1 1 This is an SPDS dated 1 October 2012 to the PortfolioCare ewrap super /Pension SPDS, dated 20 August 2012. Please note that this SPDS should be read in conjunction with the SPDS dated 20 August 2012 and the PortfolioCare ewrap super /Pension Product Disclosure Statement Part 1, dated 20 August ewrap - super /Pension at a glanceIn the table on page 2, replace the row Administration fee under the heading Fees and other costs with the following:Administration fee (applicable to managed investments and shares)First $100,000* per annumNext $150,000 per annumNext $500,000 per annumNext $2,250,000 per annumBalance over $3,000,000 Nil* A minimum monthly administration fee of $ applies to all accounts with a balance of less than $100, and other costsIn the table on pages 36 and 37, replace the fee table under the heading Fees and other costs with the following.

2 Fee TypeAmountHow and when paidFees when your money moves in and out of your accountEstablishment fee The fee to open your applicableContribution fee1 The fee on the amount(s) deposited to your account by you or by someone else for you at the time the account is 0% and fees are deducted from your cash balance at the time the initial deposit(s) are made. Where requested, the contribution fee can be nominated as a dollar fee The fee on each amount you take out of your applicableTermination fee The fee to close your applicableDATE OF ISSUE: 1 OCTOBER 2012 Supplementary Product Disclosure Statement (SPDS)PortfolioCare eWR AP super /Pension205201 0912 118/09/12 12:01 PMPortfolioCare ewrap - Term Allocated Pension is closed.

3 Document not up to costsThe fees for managing your fee scaleAccount balance* % fee per annumFirst $100,000# $150,000 $500,000 $2,250,000 over $3,000,000 Nil* The combined value of managed investments and shares held through your PortfolioCare ewrap Account. It excludes funds in your Cash Account.# A minimum Administration fee of $ per month applies to all Accounts with a balance of less than $100, per annum of your Account balance for amounts under $3,000, is the fee for our services in overseeing the Account s operations and/or for providing access to the Account s investment fees and other costsDeducted from your Cash Account at the beginning of each based on your account balance (managed investments and shares only)

4 At the end of the previous your account is opened during the month, the fees charged to your account will be pro-rated based on the number of days your account was open in that fees3 The amount you pay for specific investment options is shown in PDS PART 2 List of available investment on the investments you choose, these fees, which are payable to the investment managers of the managed investments in your account, will range from per annum to per taken are generally reflected in the unit prices of managed fees are generally deducted by each investment manager from their managed investment, usually on a monthly service feesInvestment switching fee - The fee for changing applicable1.

5 We pay this amount to your financial adviser for advice given to you about this Product . This fee is negotiable. See Adviser remuneration on page We reserve the right to reduce some of the management costs for cer tain large investors. PortfolioCare ewrap super /Pension is not eligible for our family group linking fee Performance fees may apply. See Performance fees on page 39 under the heading Additional explanation of fees and other costs on page While there are no fees associated with switching, a cost associated with the buy/sell differential may apply.

6 See Buy/sell differential under the heading Additional explanation of fees and other costs on page 39 for information on the costs charged by investment managers when managed investments are bought or 0 9/12205201 0912 218/09/12 12:01 PMPortfolioCare ewrap - Term Allocated Pension is closed. Document not up to this documentThis Product Disclosure Statement (PDS) is issued by Superannuation Proprietary Limited Australian Business Number (ABN) 31 008 428 322 Australian Financial Services (AFS) Licence No. 234654 Registrable Superannuation Entity (RSE) Licence L0002523 (NM super ) and contains important information for PortfolioCare ewrap PDS is effective from 20 August PDS for PortfolioCare ewrap super /Pension is contained in two parts:PART 1 which sets out general information about PortfolioCare ewrap 2 which sets out the available investment options and contains information on the managed investments available through the PortfolioCare ewrap should read both PART 1 and PART 2 of the PDS before making an investment decision.

7 The offer or invitation to which this PDS relates is only available to persons receiving this PDS in NM SuperNM super is an RSE Licensee under the Superannuation Industry (Supervision) Act 1993 (SIS), which means that it has satisfied licensing conditions set by the Australian Prudential Regulation Authority (APRA). NM super is responsible for the monitoring and management of the fund for the benefit of all members in accordance with the governing rules of the fund and relevant super is a subsidiary of AMP Limited ABN 49 079 354 519 (AMP). On 30 June 2012, NM super replaced Asgard Capital Management Limited ABN 92 009 279 592 AFS Licence No.

8 240695 (Asgard) as the trustee and issuer of PortfolioCare ewrap registered office for NM super is: Superannuation Proprietary Limited 33 Alfred Street Sydney NSW 2000In this PDS, all references to the Trustee are references to NM super . In this PDS, all references to we , us or our is a reference to the Trustee or the administrator acting on the Trustee s behalf, as the context and custodian for PortfolioCare ewrap super /PensionAsgard is the administrator and custodian for PortfolioCare ewrap super /Pension and receives a fee for providing these services.

9 Asgard is a subsidiary of Westpac Banking Corporation ABN 33 007 457 141 AFS Licence No. 233714 (Westpac). is a division of the administrator for PortfolioCare ewrap super /Pension, Asgard will collect, use and disclose your personal information to administer your membership on behalf of NM super . NM super will only disclose your information to Asgard in accordance with its Privacy consents to statements made in this document relating to partiesAMP Capital Investors Limited ABN 59 001 777 591 AFS Licence No. 232497 (AMP Capital), National Mutual Funds Management Ltd ABN 32 006 787 720 AFS Licence No.

10 234652 (NMFM) and ipac Asset Management Limited ABN 22 003 257 225 AFS Licence No. 234655 (ipac) are each responsible entities of one or more managed investment schemes that are available through PortfolioCare ewrap Capital, NMFM and ipac are also subsidiaries of OF ISSUE: 20 AUGUST 2012 Product Disclosure StatementPortfolioCare eWR AP super /Pension202226 0812 114/08/12 3:43 PMPortfolioCare ewrap - Term Allocated Pension is closed. Document not up to main distributors of PortfolioCare are Hillross Financial Services Limited ABN 77 003 323 055 AFS Licence No.