Social Security Educator Toolkit

1 Social Security administration | | Publication No. 05-10016 | March 2019 | Educator ToolkitProduced at taxpayer expense | 1 Social Security Educator ToolkitThe original mission for Social Security was to promote economic Security for the nation s people. Social Security is much more than a retirement program, providing financial benefits, information, and tools to help support workers and their families in every community across America. It s important for students to understand why Social Security was created and why it s important in their lives today and in the future. This knowledge and understanding will provide your students a strong base on which to build their financial goal of our Educator Toolkit is to provide you with information and resources to develop engaging and informative lessons on Social Security and the importance of planning for the future.

2 The Toolkit consists of the following components: 2 lesson plans with objectives Infographics and handout for each lesson plan Social Security web pages and other resources with additional information Talking points for teaching Assessments and answers for each lessonSocial Security administration | | Publication No. 05-10016 | March 2019 | Educator ToolkitProduced at taxpayer expense | 2 Lesson Plan 1 Title: What is Social Security and Why is It Important to Me?Objective: To provide a basic understanding of why Social Security was created, who it serves, and how it Is Social Security Important to High School Students?Teacher Instructions: Start the discussion by asking the students what they think they know about Social Security and if they think Social Security is important to them as high school students.

3 Capture key words/phrases on the board/screen to keep for future Why was Social Security created? Who does it serve?Teacher Instructions: Hand out the What is Social Security infographic and review key areas as found on the talking points document. What is Social Security ? Infographic (Page 6) What is Social Security Talking Points (Page 7)Option: For more in-depth information about Social Security s history, watch the Hope of Many Years video on the side panel (50 minutes) in addition to the items listed above. 3. How does Social Security work?Teacher Instructions: Hand out the What the FICA and Work Credits infographics and discuss using the talking points document. What is FICA? Infographic (Page 8) What is FICA Talking Points (Page 9) Work credits Infographic (Page 10) Work credits Talking Points (Page 11)Lesson Plan 1: AssessmentYou can use the questions on page 12 to gauge understanding of this homework assignment: Visit the Students page ( ) and review the information.

4 Pick a life stage from the copy and explain how it relates to you or someone in your Security administration | | Publication No. 05-10016 | March 2019 | Educator ToolkitProduced at taxpayer expense | 3 Lesson Plan 2 Title: Is Social Security Just for Retirement and Will It Be There For Me?Objective: To reinforce that Social Security is more than retirement and will be there for them now and in the Is Social Security just about retirement?Teacher Instructions: Hand out the Roadmap Infographic and Roadmap Companion document and walk through key life stages. Life s Journey Roadmap (Page 14) Life s Journey Companion Document (Page 15) Disability Infographic (Page 17) Disability Talking Points (Page 18)2.

5 Will Social Security be there for me?Teacher Instructions: Hand out the Will Social Security Be There For Me infographic and discuss using the talking points document. The Work Credits materials are also appropriate to review for this section. Solvency Infographic (Page 20) Solvency Talking Points (Page 21) Work credits Infographic Work credits Talking Points (Page 10 & 11)Option: For more in-depth information about Social Security s history, watch the Hope of Many Years video on the side panel (50 minutes) in addition to the items listed above. Lesson Plan 2: AssessmentYou can use the questions on page 22 to gauge understanding of this Security administration | | Publication No. 05-10016 | March 2019 | Educator ToolkitProduced at taxpayer expense | 4 Final ReviewTeacher Instructions: Go back to initial words/phrases your students used to describe Social Security at the beginning of lesson 1 and determine the they still think/feel the same way they did at the beginning of the lesson?

6 If not, why? If so, why? did they learn about Social Security that they didn t know at the beginning ofthe lesson? Social Security administration | | Publication No. 05-10016 | March 2019 | Educator ToolkitProduced at taxpayer expense | 5 AppendixSSIWhat is Social Security ? Social Security was created to promote the economic Security of the nation s people1930s Great DepressionAmerica facing theworst economic crisisof modern timesAugust 14, 1935 President Roosevelt signsSocial Security Act as partof the New DealDesigned to pay retired workers age 65 or older a continuing income after Insurance for families of a deceased worker1956 Disability Insurance for disabled workers and their family members1965 Medicare providing health insurance for our beneficiaries 1972 Supplemental Security Income needs-based program funded by the Treasury general fund to provide payments to people with limited income and resources who are age 65 or older, blind, or disabled.

7 Children with disabilities can get SSI, do we serve?1 in 5 Americans currently receive aSocial Security benefit1/3 are Disabled,Dependents,or Survivors+63million beneficiaries+47 million retired workers and dependents+10 million disabled workers and dependents~6 million survivors ofdeceased workersThe most successful anti-poverty program in our country s Security administration | Publication No. 05-10230 April 2019 | Produced at taxpayer expenseSocial Security administration | | Publication No. 05-10016 | March 2019 | Educator ToolkitProduced at taxpayer expense | 7 What is Social Security ? Social Security is the foundation of economic Security for millions of Americans retirees,disabled persons, and families of retired, disabled or deceased workers.

8 President Franklin Roosevelt signed The Social Security Act into law in 1935 to promoteeconomic Security . The Act was part of his New Deal to lift the United States out of the GreatDepression of the 1930s. It created a Social insurance program designed to pay retiredworkers age 65 or older an income after retirement. The program expanded in 1939 to include survivors insurance for families of deceasedworkers and again in 1956 with disability insurance for disabled workers and their familymembers. In 1965, Medicare began providing health insurance for our beneficiaries. Since 1972, Social Security has administered the Supplemental Security Income (SSI)program. It is a needs-based program, funded by the Treasury general fund, not SocialSecurity withholdings, to provide payments to people with limited income and resources whoare age 65 or older, blind, or disabled.

9 Children with disabilities can get SSI, too. Social Security is the most successful anti-poverty program in our country s do we serve? About one in every five Americans receives a Social Security benefit. Most of our beneficiaries are retired. Almost one third are disabled, dependents of those with disabilities, or survivors. Currently, over 63 million people receive a monthly Social Security benefit, including: over 47 million retired workers and dependents; over 10 million disabled workers and dependents; and about 6 million survivors of deceased workers. Currently, over 8 million people receive a monthly SSI benefit, including about million children under the age of for young people Social Security s website includes 20 online services, information in 18 languages, and apresence on Social media sites like Facebook, Twitter, YouTube, and LinkedIn.

10 Young adults age 18 and older can open a my Social Security account to keep track of their earnings and get estimates offuture benefits. They can also use their account to request a replacement Social Securitycard online in many is FICA?FICA is a federal payroll tax. It stands for the Federal Insurance Contributions Act and is deducted from each nine-digit number helps Social Security accurately record your covered wages or self-employment. As you work and pay FICA taxes, you earn credits for Social Security much is coming out of my check? your gross wages goes to Social Security tax.* your gross wages goes to Medicare tax.**Your employer matches these percentages for a total of estimated 175 million workers are covered under Social helps fund both Social Security and Medicare programs, which provide benefits for retirees, the disabled, and about FICA like money you pay in taxes is not held in a personal account for you to use when you get benefits.