Guaranteed Capital Fund - Sanlam

1 Investor ProfileAs an investor, you will share in the full growth of the assets of this fund . There is no risk attached to an investment in this fund . Sanlam Lifeguarantees that this growth will never be from Regulation does growth takes place in the fund ?Abonus is added daily or monthly depending on the type of becomes part of the investment and cannot be removed or , the bonus rate can fluctuate from time to time, depending on thelevelof short-term interest is guaranteedThe net investment, which is Guaranteed for the full term, plus allaccumulated bonuses, will be payable on the maturity date of the investmentor Guaranteed amount is also payable in the event of death of the bonuses can be taken as regular withdrawals-the investment originated from the continuation of another Sanlam Lifepolicy, - it is a Sanlam Traded Policy, or if- it is a Stratus policy outside it s restricted guarantee does not apply to investment in the Stratus InvestmentLinked Pension or if the regular cash withdrawals amounts are larger thanthe declared , if you invest your Stratus Investment Linked Pension in theGuaranteed Capital fund .

2 Your net investment will be increased by thedeclared bonuses and decreased by your pension payments. Therefore thenet investment amount cannot be Guaranteed . The bonuses may not after-tax returnsThe bonuses are tax-free under current tax practice. If you withdrawthebonuses in the case of continued or traded policies, this represent anafter-tax pay-out in your hands and should be compared with otherinvestments after-tax amounts. For example,abonus rate of 10% represents an , before tax if you pay tax at 40% marginal rate. (This does notapplyto the Stratus Investment Linked Pension.) fund InformationFund ManagerSanlam Investment Management (SIM)Risk LevelCashFund ValueR6 DateOct-99 Fixed Admin Management Fee at Benchmark% (incl. VAT)BenchmarkShort Term Fixed Interest Index (SteFI)Total Expense Investment PremiumAvg Inflation Performance % (net of fees)3 Capital FundSanlam Life31 May 202110 The information contained in this document does not constitute advice by Sanlam .

3 Whilst every attempt has been made to ensure the accuracy of the information contained herein, Sanlam cannot be held responsible for any errors that may occur. Sanlam does not guarantee that the investment fund will produce returns equal to the specified benchmarks. The benchmark is only a mark against which the success or skill of the underlying fund manager is evaluated. Past performance cannot be relied on as an indicator of future performance. Investment performance will depend on the growth in the underlying instruments, whose value may move up or down because of various factors including the financial market environment and exchange rate movements. Your Sanlam plan performance will differ from the returns indicated in this document due to charges, fees, taxes as detailed in your plan contract. The overall impact of charges and fees in your plan is indicated by the Effective Annual Cost (EAC) measure, which is disclosed in your Sanlam product disclosureBonus declarationsDateEndowment PortfolioRetirement PortfolioAnnual %Monthly %Annual %Monthly %01 May April March February January December November October September August July June fund InformationGuaranteed Capital FundSanlam Life31 May 202110 The information contained in this document does not constitute advice by Sanlam .

4 Whilst every attempt has been made to ensure the accuracy of the information contained herein, Sanlam cannot be held responsible for any errors that may occur. Sanlam does not guarantee that the investment fund will produce returns equal to the specified benchmarks. The benchmark is only a mark against which the success or skill of the underlying fund manager is evaluated. Past performance cannot be relied on as an indicator of future performance. Investment performance will depend on the growth in the underlying instruments, whose value may move up or down because of various factors including the financial market environment and exchange rate movements. Your Sanlam plan performance will differ from the returns indicated in this document due to charges, fees, taxes as detailed in your plan contract. The overall impact of charges and fees in your plan is indicated by the Effective Annual Cost (EAC) measure, which is disclosed in your Sanlam product disclosur